Wake County property record for 2004 Fergie Trce, Apex, NC 27502
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,074 sqft · built 2018 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $586,000 (Dec 2018) |
| Tax Bill | $9,016 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0721.03-32-3763-000 |
| Primary APN | 0721.03-32-3763-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,074 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 242 sqft |
| Porch | Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0446141 |
|---|---|
| Street Address | 2004 FERGIE TRCE |
| City | APEX |
| State | NC |
| Zip | 27502-6620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-C |
| Legal Description | LO10 MCKENZIE RIDGE PH2 BM2017-00894 |
| Legal Subdivision | MCKENZIE RIDGE PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | BUCKHORN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 53428 |
2004 Fergie Trce is owned and occupied by an individual who bought it in December 2018.
Source: Wake County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 12, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 14, 2022 | Deed of Trust, Mortgage · SBA Mortgage STEARNS BANK NA |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Dec 31, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Deed Book / Page | 17330 / 1788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Document Number | 020129/212 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 20129/212 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 19454/1028 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 19454/1028 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Document Number | 19386/1051 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 19386/1051 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Title Company | RES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Document Number | 19197/2011 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 19197/2011 |
| Name | STEARNS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Jan 28, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Document Number | 175990694 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2004 FERGIE TRCE APEX NC 275026620, APEX, NC 27502-6620 |
| Document Number | 175990694 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 017599/000694 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Document Number | 175990860 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2004 FERGIE TRCE APEX NC 275026620, APEX, NC 27502-6620 |
| Document Number | 175990860 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 017599/000860 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 31, 2018 |
| Property Address | 2004 FERGIE TRCE, APEX, NC 27502-6620 |
| Document Number | 173301788 |
| Book / Page | 017330 / 001788 |
| Instrument Date | Dec 31, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2004 FERGIE TRCE APEX NC 275026620, APEX, NC 27502-6620 |
| Document Number | 173301790 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 017330/001790 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2048 |
The 2025 property tax bill for 2004 Fergie Trce was $9,016.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Apex Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,016.00 | $1,030,359 Land $185,000 Building $845,359 | $1,030,359 Land $185,000 Building $845,359 |
| 2023 | $7,135.00 | $648,597 Land $120,000 Building $528,597 | $648,597 Land $120,000 Building $528,597 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2004 Fergie Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2004 Fergie Trce is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures