2004 Fallen Oak Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2004 Fallen Oak Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,430 sqft · built 1984
Lot Size	0.184 acres (8,018 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (Dec 2022)
Tax Bill	$5,570 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-281-002`

Property Details

APN / Parcel Number

Primary APN	`21-17-281-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	1,007 sqft
Basement Area	857 sqft
Finished Basement	500 sqft
Unfinished Basement	357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,018 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 70 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2004 FALLEN OAK RD
City	BLOOMINGTON
State	IL
Zip	61704-7239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BLOOMING GROVE SUB 1ST ADD LOT 81
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	BLOOMING GROVE SUB
Legal Lot Number	81
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2018
Census Tract	2101

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CEFCU
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	202221099
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 2, 2022
Property Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239
Document Number	202200021099
Instrument Date	Nov 18, 2022
Instrument	2022-00021099
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239

Mortgage

Document Number	202200021100
Date	Dec 2, 2022
Instrument	2022-00021100

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.75%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 25, 2022
Property Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239
Document Number	202200015153
Instrument Date	Aug 17, 2022
Instrument	2022-00015153
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ALLIANCE LAND TITLE, ALLLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239

Mortgage

Document Number	202200015154
Date	Aug 25, 2022
Instrument	2022-00015154

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006584
Date	Apr 11, 2022
Instrument	2022-00006584

Lender

Name	DEWITT SAVINGS
Type	Bank
Address	CLINTON, IL 61727

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	164 Months
Due	Dec 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2004 FALLEN OAK RD, BLOOMINGTON, IL 61704-7239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026004
Date	Dec 1, 2020
Instrument	2020-00026004

Lender

Name	DEWITT SAVINGS
Type	Bank
Address	CLINTON, IL 61727

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,071 (+24.68%) Land $15,893 Building $65,178	$243,213 (+24.68%) Land $47,679 Building $195,534
2024	$5,570.00 (+13.03%)
2023	$4,928.00 (+13.68%)	$65,025 (+16.46%) Land $12,748 Building $52,277	$195,075 (+16.46%) Land $38,244 Building $156,831
2022	$4,335.00	$55,833 Land $10,946 Building $44,887	$167,499 Land $32,838 Building $134,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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