2004 Ebo Ln, Bloomington, IL 61704 Property Records

McLean County property record for 2004 Ebo Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 4,683 sqft · built 2011
Lot Size	0.23 acres (10,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Apr 2022)
Tax Bill	$14,822 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-476-007`

Property Details

APN / Parcel Number

Primary APN	`14-25-476-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,683 sqft Living Area
Gross Area	5,633 sqft
1st Floor Area	2,553 sqft
Basement Area	2,130 sqft
Finished Basement	2,130 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,008 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 83 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	950 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Deck Area	452 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2004 EBO LN
City	BLOOMINGTON
State	IL
Zip	61704-9097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TIPTON TRAILS SUB 5TH ADD LT 308
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	TIPTON TRAILS SUB
Legal Lot Number	308
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
May 14, 2020	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Sep 12, 2017	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	20227010
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 15, 2022
Property Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097
Document Number	202200007010
Map Reference	DOC 2004-32009
Instrument Date	Apr 4, 2022
Instrument	2022-00007010
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097

Mortgage

Document Number	202200007011
Date	Apr 15, 2022
Instrument	2022-00007011

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	May 14, 2020
Property Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097
Document Number	202000008553
Map Reference	DOC 2004-32009
Instrument Date	Apr 30, 2020
Instrument	2020-00008553
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097

Mortgage

Document Number	202000008554
Date	May 14, 2020
Instrument	2020-00008554

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 12, 2017
Property Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097
Document Number	201700016566
Map Reference	DOC2004-32009
Instrument Date	Sep 5, 2017
Instrument	2017-00016566
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097

Mortgage

Document Number	201700016568
Date	Sep 12, 2017
Instrument	2017-00016568

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate	4%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2004 EBO LN, BLOOMINGTON, IL 61704-9097
Transaction Type	Mortgage
Record Updated	Apr 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00003917
Date	Mar 6, 2017
Instrument	2017-00003917

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,662 (+6.53%) Land $33,491 Building $166,171	$598,986 (+6.53%) Land $100,473 Building $498,513
2024	$14,822.00 (-3.57%)
2023	$15,371.00 (+4.2%)	$187,423 (+8.37%) Land $30,769 Building $156,654	$562,269 (+8.37%) Land $92,307 Building $469,962
2022	$14,751.00	$172,952 Land $28,393 Building $144,559	$518,856 Land $85,179 Building $433,677

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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