2004 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2004 E Waters Edge Dr, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Condominium
Lot Size	0.016 acres (696 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Aug 2022)
Tax Bill	$853 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-02990-76`

Property Details

APN / Parcel Number

Primary APN	`004-02990-76`
Alternative APN	`53-00-40-299-076.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Lot Area	696 sqft (0.016 acres)
Terrain	Low

Location & Zoning

Account Number	004-02990-76
Street Address	2004 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8494
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATERS EDGE PH1 BLDG J UNIT 16
Legal Subdivision	WATER S EDGE PHASE I
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02990-76

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2004 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 13, 2021	Intrafamily Transfer, Transfer
May 25, 2018	Warranty Deed, Transfer · ARM INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	202247153
Prior Transfer Date	Oct 01, 2021
Prior Transfer Doc	2021019504
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 16, 2022
Property Address	2004 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494
Document Number	2022012259
Map Reference	DOC 2000016803
Instrument Date	Aug 12, 2022
Instrument	2022012259
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494

Mortgage

Document Number	2022012260
Date	Aug 16, 2022
Instrument	2022012260

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Oct 13, 2021
Property Address	2004 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494
Document Number	2021019504
Map Reference	DOC 151393
Instrument Date	Oct 01, 2021
Instrument	2021019504
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 N SYCAMORE LN, NASHVILLE, IN 47448-7070

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 25, 2018
Property Address	2004 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494
Document Number	2018006748
Map Reference	DOC151393 MB143 PG26
Instrument Date	May 09, 2018
Instrument	2018006748
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6308 E SPRING LAKE RD, MOORESVILLE, IN 46158-6202

Mortgage

Document Number	2018006750
Date	May 25, 2018
Instrument	2018006750

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	3-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$853.00 (-7.38%)	$142,800 (+8.02%) Building $142,800	$142,800 (+8.02%) Building $142,800
2024	$921.00 (+50.74%)
2023		$132,200 (+14.96%) Building $132,200	$132,200 (+14.96%) Building $132,200
2022	$611.00	$115,000 Building $115,000	$115,000 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Smithville Holding Company	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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