2004 Cross Pointe Cir, Pearl, MS 39208 Property Records

Rankin County property record for 2004 Cross Pointe Cir, Pearl, MS 39208

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,877 sqft · built 2002
Lot Size0.138 acres (6,037 sqft)
Owner2 Individual Names on File
Last Sale$172,900 (Sep 2021)
Tax Bill$1,488 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APNG07P000001 00220

Property Details

APN / Parcel Number

Primary APNG07P000001 00220
Alternative APN
  • 57964

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,877 sqft Adjusted Area
1st Floor Area1,572 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area6,037 sqft (0.138 acres)
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number57964
Street Address2004 CROSS POINTE CIR
CityPEARL
StateMS
Zip39208-8796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 PATRICK FARMS PHASE ONE PART ONE LESS 4' STRIP OFF W/S
Legal Range02E
Legal Township05N
Legal Section25
Legal SubdivisionPATRICK FARMS PHASE ONE PART ONE
Legal Phase1
Legal Lot Number22
JurisdictionRANKIN MS
Township / Civil Division3
Census Block Group1
Census Block1013
Census Tract20601

Owner

2004 Cross Pointe Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Rankin County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2004 CROSS POINTE CIR, PEARL, MS 39208-8796
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST COMMERCIAL BANK
Sep 20, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on File
Deed SaleSep 20, 2021 · Amount on File
Deed Book / Page2021 / 24522
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address2004 CROSS POINTE CIR, PEARL, MS 39208-8796
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012495
DateSep 20, 2021
Book Page3021/12495
Lender
NameFIRST COMMERCIAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANKIN MS
Recording DateSep 20, 2021
Property Address2004 CROSS POINTE CIR, PEARL, MS 39208-8796
Document Number0000024522
Book / Page2021 / 24522
Instrument DateSep 15, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2004 CROSS POINTE CIR, PEARL, MS 39208-8796

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Cross Pointe Cir was $1,488 with exemptions applied, down 10.7% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
MunicipalityPearl City
Unified School DistrictPearl Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,488.00 (-10.74%) Homeowner's exemption Senior Citizen's exemption$15,507
2024$1,667.00$155,070 Land $30,000 Building $125,070
2023$15,430
2021$154,300 Land $30,000 Building $124,300
2019$1,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2004 Cross Pointe Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Cross Pointe Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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