2004 Central St, La Fayette, IN 47905 Property Records

Tippecanoe County property record for 2004 Central St, La Fayette, IN 47905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,721 sqft · built 1890
Lot Size	0.126 acres (5,475 sqft)
Owner	2 Individual Names on File
Last Sale	$354,777 (Jul 2024)
Tax Bill	$1,578 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-07-28-412-001.000-004`

Property Details

APN / Parcel Number

Primary APN	`79-07-28-412-001.000-004`
Alternative APN	`156103000251`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	3,113 sqft
1st Floor Area	1,721 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1929
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,475 sqft (0.126 acres)
Lot Dimensions	73 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2004 CENTRAL ST
City	LAFAYETTE
State	IN
Zip	47905-2068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BEAUMONTS SD LOT 1 & W 1/2 LOT 2
Legal Subdivision	BEAUMONTS SD
Legal Lot Number	1,2
Jurisdiction	TIPPECANOE IN
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3019
Census Tract	1200

Owner

2004 Central St is owned and occupied by two individuals who bought it in July 2024.

Source: Tippecanoe County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 CENTRAL ST, LAFAYETTE, IN 47905-2068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS BANK
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Jan 21, 2021 · Amount on File
Deed Document Number	20249721
Prior Transfer Date	Mar 10, 2009
Prior Transfer Doc	0009005491
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	2004 CENTRAL ST, LAFAYETTE, IN 47905-2068
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023010951
Date	Aug 21, 2023
Instrument	202323010951

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2033

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	2004 CENTRAL ST, LAFAYETTE, IN 47905-2068
Document Number	0000001539
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 CENTRAL ST LAFAYETTE IN 479052068, LAFAYETTE, IN 47905-2068

Mortgage

Document Number	0000001539
Date	Jan 21, 2021
Instrument	1539

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Fairfield Township
Municipality	Lafayette City
Unified School District	Lafayette School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,600 Land $18,000 Building $194,600	$212,600 Land $18,000 Building $194,600
2024	$1,578.00 (+11.91%)
2023	$1,410.00 (-0.56%)	$157,900 (+10.11%) Land $18,000 Building $139,900	$157,900 (+10.11%) Land $18,000 Building $139,900
2022	$1,418.00 Homeowner's exemption	$143,400 Land $18,000 Building $125,400	$143,400 Land $18,000 Building $125,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2004 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2004 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: On-Ramp Indiana.

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