Berks County property record for 2004 Cedar Top Rd, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1953 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,900 (Aug 2021) |
| Tax Bill | $2,031 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4395-19-52-4386 |
| Primary APN | 4395-19-52-4386 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,295 sqft (0.42 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 39039210 |
|---|---|
| Street Address | 2004 CEDAR TOP RD |
| City | READING |
| State | PA |
| Zip | 19607-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 52 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11601 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2004 CEDAR TOP RD, READING, PA 19607-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RIVERFRONT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 202142223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 24, 2021 |
| Property Address | 2004 CEDAR TOP RD, READING, PA 19607-9346 |
| Document Number | 0000042223 |
| Instrument Date | Jul 3, 2021 |
| Instrument | 2021042223 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2004 CEDAR TOP RD, READING, PA 19607-9346 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042224 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021042224 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2004 CEDAR TOP RD, READING, PA 19607-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012690 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017012690 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2004 CEDAR TOP RD, READING, PA 19607-9346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011996 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018011996 |
| Name | RIVERFRONT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2028 |
| Rate Type | Fixed Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,031.00 (+24.83%) | $102,300 (-) Land $38,300 Building $64,000 | $38,300 (-62.56%) Land $38,300 |
| 2024 | $1,627.00 | $102,300 Land $38,300 Building $64,000 | |
| 1994 | $102,300 Land $38,300 Building $64,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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