2004 Carter St, West Monroe, LA 71291 Property Records

Ouachita Parish property record for 2004 Carter St, West Monroe, LA 71291

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,254 sqft · built 1960
Lot Size	1.34 acres (58,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Feb 2026)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`84999`

Property Details

APN / Parcel Number

Primary APN	`84999`
Alternative APN	`249214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,254 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	58,585 sqft (1.34 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	2004 CARTER ST
City	WEST MONROE
State	LA
Zip	71291-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SQ 5 LINDSEYS COUNTRYSIDE ADDN
Legal Range	03
Legal Township	18
Legal Section	20
Legal Subdivision	LINDSEYS COUNTRYSIDE ADDN
Legal Lot Number	4
Jurisdiction	OUACHITA LA
Township / Civil Division	A
Census Block Group	2
Census Block	2017
Census Tract	5306

Owner

Source: Ouachita Parish records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 CARTER ST, WEST MONROE, LA 71291-7602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Oct 26, 2021	Deed of Trust, Mortgage · Loan Modification FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Jan 23, 2007 · Amount on Record
Deed Document Number	20261932687
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2004 CARTER ST, WEST MONROE, LA 71291-7602
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001932688
Date	Feb 13, 2026
Instrument	1932688

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2004 CARTER ST, WEST MONROE, LA 71291-7602
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4080/895
Date	Oct 26, 2021
Book Page	4080/895
Instrument	1838935

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate	2.88%
Type Change Date	Oct 1, 2021

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,100.00 (-1.26%)	$19,586 (-) Land $3,000 Building $16,586	$195,861 (-) Land $30,000 Building $165,861
2024	$1,114.00 (+40.83%)	$19,586 (+20.89%) Land $3,000 Building $16,586	$195,861 (+20.89%) Land $30,000 Building $165,861
2023	$791.00 (+2.33%)	$16,201 (-) Land $3,000 Building $13,201	$162,011 (-) Land $30,000 Building $132,011
2022	$773.00	$16,201 Land $3,000 Building $13,201	$162,011 Land $30,000 Building $132,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST MONROE WATER SYSTEM serves 16,005 people · EPA ID LA1073056
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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