2004 Cardinal Dr, Springdale, AR 72764 Property Records

Washington County property record for 2004 Cardinal Dr, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,781 sqft · built 1981
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2024)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`815-24281-000`

Property Details

APN / Parcel Number

Primary APN	`815-24281-000`
Alternative APNs	`748596.0` `70022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	680 sqft
Porch	Slab
Porch Area	296 sqft
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 CARDINAL DR
City	SPRINGDALE
State	AR
Zip	72764-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	29
Legal Township	17
Legal Section	06
Legal Subdivision	PARSON HILLS
Legal Phase	I
Legal Block	5
Legal Lot Number	3
Jurisdiction	WASHINGTON AR
Township / Civil Division	SPRINGDALE
Census Block Group	1
Census Block	1007
Census Tract	10306

Owner

2004 Cardinal Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Washington County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit SIGNATURE BANK OF ARKANSAS
May 23, 2018	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Jul 12, 2024	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Feb 23, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ARVEST BANK
Mar 12, 2018	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	202417451
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0000006546
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700004673
Date	Feb 15, 2017
Instrument	2017-00004673

Lender

Name	SIGNATURE BANK OF ARKANSAS
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 8, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014658
Date	May 23, 2018
Instrument	2018-00014658

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2048

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Jul 12, 2024
Property Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728
Document Number	202400017451
Map Reference	MB 8 PG 78
Instrument Date	Jun 28, 2024
Instrument	2024-00017451
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728

Mortgage

Document Number	202400017452
Date	Jul 12, 2024
Instrument	2024-00017452

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON AR
Recording Date	Feb 23, 2021
Property Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728
Document Number	202100006546
Map Reference	MB 8 PG 78
Instrument Date	Feb 22, 2021
Instrument	2021-00006546
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	WASCO TITLE, WACO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728

Mortgage

Document Number	202100006547
Date	Feb 23, 2021
Instrument	2021-00006547

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Mar 12, 2018
Property Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728
Document Number	201800006861
Map Reference	MB8 PG78
Instrument Date	Mar 9, 2018
Instrument	2018-00006861
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2720 N STANTON AVE, FAYETTEVILLE, AR 72703-3750

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 CARDINAL DR, SPRINGDALE, AR 72764-5728

Mortgage

Document Number	201800006862
Date	Mar 12, 2018
Instrument	2018-00006862

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Cardinal Dr was $1,777 with a homeowner's exemption.

Source: Washington County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,990 (-) Land $14,000 Building $31,990	$229,950 Land $70,000 Building $159,950
2025	$1,777.00 Homeowner's exemption	$45,990 Land $14,000 Building $31,990
2023	$856.00 Homeowner's exemption	$45,990 Land $14,000 Building $31,990	$229,950 Land $70,000 Building $159,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2004 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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