2004 Brownstone Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2004 Brownstone Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,696 sqft · built 2003
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Tax Bill	$6,487 (2026)
Deeds & Mortgages	Oct 2021 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046C0-00-00-04600`

Property Details

APN / Parcel Number

Primary APN	`046C0-00-00-04600`
Alternative APN	`13712`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,696 sqft Finished Area
Basement Area	1,388 sqft
Finished Basement	924 sqft
Unfinished Basement	464 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	17,598 sqft (0.404 acres)
View / Lot	Proximity to Airport
Garage Area	478 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	228 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2004 BROWNSTONE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	STILL MEADOW 46 PH 2
Legal Subdivision	STILL MEADOW
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3006
Census Tract	10604

Owner

2004 Brownstone Ln is owned and occupied by an individual who acquired it in October 2021.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer
Sep 14, 2021	Deed of Trust, Mortgage · Unknown FULTON BANK NA
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit FULTON BK NA
Dec 6, 2018	Loan Modification, Mortgage · Conventional Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2021
Transfer Doc	5627/533
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 21, 2021
Property Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209
Document Number	5627/533
Book / Page	5627 / 533
Map Reference	MB 1899 PG 733-738
Instrument Date	Oct 19, 2021
Instrument	2021-00017688
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 BROWNSTONE LN, 2004, CHARLOTTESVILLE, VA 22901-6209

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209

Mortgage

Document Number	5607/416
Date	Sep 14, 2021
Book Page	5607/416
Instrument	2021-00015728

Lender

Name	FULTON BANK NA
Type	Bank
Address	CHARLOTTESVILLE, VA 22911

Agreement

Type	Unknown
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	COURT SQUARE TITLE, COURT SOUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5553/456
Date	Jun 8, 2021
Book Page	5553/456
Instrument	2021-00010088

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	1-Month LIBOR
Margin	3
Max Rate	7.75%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209
Document Number	0000003373
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BROWNSTONE LN CHARLOTTESVILLE VA 229016209, CHARLOTTESVILLE, VA 22901-6209

Mortgage

Document Number	0000003373
Date	Apr 16, 2019
Book Page	005154/000712
Instrument	3373

Lender

Name	FULTON BK NA
Address	GLEN ALLEN, VA 23060

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	2004 BROWNSTONE LN, CHARLOTTESVILLE, VA 22901-6209
Document Number	0000013441
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BROWNSTONE LN CHARLOTTESVILLE VA 229016209, CHARLOTTESVILLE, VA 22901-6209

Mortgage

Document Number	0000013441
Date	Dec 11, 2018
Book Page	005120/000431
Instrument	13441

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 2004 Brownstone Ln was $6,487, up 10.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,487.00 (+10.19%)	$725,600 (+10.19%) Land $180,000 Building $545,600	$725,600 (+10.19%) Land $180,000 Building $545,600
2025	$5,887.00	$658,500 Land $170,000 Building $488,500	$658,500 Land $170,000 Building $488,500
2023	$5,241.00	$613,800 Land $160,000 Building $453,800	$613,800 Land $160,000 Building $453,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Brownstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Brownstone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brownstone Ln

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