2004 Birch Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 2004 Birch Rd, Baltimore, MD 21221

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,793 sqft · built 1981
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2021)
Tax Bill	$6,039 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2017 Mortgage + 4 more
APN	`15-1900003293`

Property Details

APN / Parcel Number

Primary APN	`15-1900003293`
Alternative APN	`1900003293`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,793 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	741 sqft
Finished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	145 ft deep x 62.5 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1900003293
Street Address	2004 BIRCH RD
City	ESSEX
State	MD
Zip	21221-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR55
Legal Description	LTS 506-507 PT 508 MIDDLEBOROUGH
Legal Subdivision	MIDDLEBOROUGH
Legal Block	1
Legal Lot Number	506
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	450900

Owner

Source: Baltimore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 BIRCH RD, ESSEX, MD 21221-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Dec 7, 2017	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP
Nov 19, 2021	Deed, Transfer · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP
Apr 25, 2017	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Book / Page	45840 / 223
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506

Mortgage

Document Number	0507920060
Date	Dec 9, 2025
Book Page	50792/60

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397190154
Date	Dec 7, 2017
Book Page	0039719/154

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0434250252
Date	Oct 7, 2020
Book Page	43425/252

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0464820056
Date	Mar 1, 2022
Book Page	46482/56

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 19, 2021
Property Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506
Document Number	0458400223
Book / Page	45840 / 223
Map Reference	MB 48 FO 44
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 BIRCH RD, ESSEX, MD 21221-1506

Mortgage

Document Number	0045840245
Date	Nov 19, 2021
Instrument	45840/245

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

Mortgage

Document Number	0458400230
Date	Nov 19, 2021
Book Page	45840/230

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 25, 2017
Property Address	2004 BIRCH RD, BALTIMORE, MD 21221-1506
Document Number	0388860499
Book / Page	0038886 / 499
Map Reference	MB48 PG44
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BIRCH RD, ESSEX, MD 21221-1506

Mortgage

Document Number	0038886506
Date	Apr 25, 2017
Instrument	0038886/506

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,633 (+14.5%)	$310,100 (+21.75%) Land $77,500 Building $232,600
2024	$6,039.00 (+126.26%)
2023	$2,669.00	$254,700 Land $74,200 Building $180,500	$254,700 Land $74,200 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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