2004 Beach Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 2004 Beach Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,110 sqft · built 1955
Owner	Individual Name on Record
Last Sale	$489,900 (May 2021)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Apr 2020 Refinance May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-1C-6`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-1C-6`
Alternative APN	`21678`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Porch	Enclosed Porch
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21678
Old Parcel Number	3A3-1-1C-6
Street Address	2004 BEACH AVE
City	COLONIAL BEACH
State	VA
Zip	22443-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 BK 1C DB 943 PG 2495 R/S
Legal Subdivision	CLASSIC SHORE ADD
Legal Block	1C
Legal Lot Number	6
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3021
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12040 SUGARLAND VALLEY DR, HERNDON, VA 20170-2603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Jun 10, 2019	Warranty Deed, Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	0009432495
Deed Book / Page	943 / 2495
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	2004 BEACH AVE, COLONIAL BEACH, VA 22443-1519
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009301370
Date	Apr 23, 2020
Instrument	09301370

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.88%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 24, 2021
Property Address	2004 BEACH AVE, COLONIAL BEACH, VA 22443-1519
Document Number	09432495
Instrument Date	May 20, 2021
Instrument	09432495
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 SUGARLAND VALLEY DR, HERNDON, VA 20170-2603

Mortgage

Document Number	09432497
Date	May 24, 2021
Instrument	09432497

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 10, 2019
Property Address	2004 BEACH AVE, COLONIAL BEACH, VA 22443-1519
Document Number	0009200493
Instrument Date	Jun 7, 2019
Instrument	09200493
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BEACH AVE, COLONIAL BEACH, VA 22443-1519

Mortgage

Document Number	0009200495
Date	Jun 10, 2019
Instrument	09200495

Lender

Name	QUICKEN LOANS INC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2026

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,672.00 (+5.03%)	$398,100 (-) Land $55,800 Building $342,300	$398,100 (-) Land $55,800 Building $342,300
2023		$398,100 Land $55,800 Building $342,300	$398,100 Land $55,800 Building $342,300
2022	$1,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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