2004 Bay Meadows Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 2004 Bay Meadows Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,189 sqft · built 1996
Lot Size	0.278 acres (12,115 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2017)
Tax Bill	$5,045 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-299600`

Property Details

APN / Parcel Number

Primary APN	`03-299600`
Alternative APNs	`3299600` `299600`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,189 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,115 sqft (0.278 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	299600
Street Address	2004 BAY MEADOWS CT
City	FOREST HILL
State	MD
Zip	21050-1687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 532 12115 SF 2004 BAY MEADOWS COURT FOREST LAKE S9 P 83/73
Legal Subdivision	FOREST LAKES
Legal Lot Number	532
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1006
Census Tract	303204

Owner

2004 Bay Meadows Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 BAY MEADOWS CT, FOREST HILL, MD 21050-1687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit JARRETTSVILLE FED'L S&L ASSN
Jan 12, 2017	Grant Deed, Transfer · Conventional Mortgage CHESAPEAKE BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on File
Deed Sale	Jan 12, 2017 · Amount on File
Prior Sale	Feb 19, 2016 · Amount on File
Deed Document Number	201712180-0341
Deed Book / Page	12180 / 341
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 24, 2022
Property Address	2004 BAY MEADOWS CT, FOREST HILL, MD 21050-1687
Document Number	0153250475
Book / Page	15325 / 475
Map Reference	MB CGH 83 FO 83
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 BAY MEADOWS CT, FOREST HILL, MD 21050-1687

Mortgage

Document Number	0015325483
Date	Jan 24, 2022
Instrument	15325/483

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2004 BAY MEADOWS CT, FOREST HILL, MD 21050-1687
Document Number	0123100300
Book / Page	012310 / 000300
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	MID ATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 BAY MEADOWS CT FOREST HILL MD 210501687, FOREST HILL, MD 21050-1687

Mortgage

Document Number	0123100300
Date	Apr 20, 2017
Book Page	012310/000300

Lender

Name	JARRETTSVILLE FED'L S&L ASSN
Type	Federal Savings Bank
Address	JARRETTSVILLE, MD 21084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 12, 2017
Property Address	2004 BAY MEADOWS CT, FOREST HILL, MD 21050-1687
Document Number	0121800341
Book / Page	012180 / 000341
Instrument Date	Dec 6, 2016
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	PENFED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 BAY MEADOWS CT FOREST HILL MD 210501687, FOREST HILL, MD 21050-1687

Mortgage

Document Number	121800346
Date	Jan 12, 2017
Book Page	012180/000346

Lender

Name	CHESAPEAKE BK/MD
Type	Bank
Address	BALTIMORE, MD 21234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2004 Bay Meadows Ct was $5,045 with a homeowner's exemption, up 11% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,045.00 (+11%) Homeowner's exemption	$462,933	$494,800 Land $116,500 Building $378,300
2025	$4,545.00 Homeowner's exemption
2023		$387,133	$447,000 Land $116,500 Building $330,500
2022	$3,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Bay Meadows Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Bay Meadows Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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