2004 Aspen Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2004 Aspen Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,091 sqft
Lot Size	2.5 acres (109,074 sqft)
Owner	Individual Name on File
Tax Bill	$8,010 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06200-00-00-028D0`

Property Details

APN / Parcel Number

Primary APN	`06200-00-00-028D0`
Alternative APN	`25909`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,091 sqft Finished Area
Basement Area	1,318 sqft
Finished Basement	1,318 sqft
Unfinished Basement	1,318 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	109,074 sqft (2.5 acres)
Garage Area	506 sqft
Porch	Slab
Porch Area	292 sqft
Deck Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2004 ASPEN DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-3594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

2004 Aspen Dr is owned and occupied by an individual who acquired it in March 2021.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 28, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance BPS ENTERPRISES LLC
Mar 28, 2022	Divorce Transfer, Transfer
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG CORP
Nov 20, 2019	Loan Modification, Mortgage WATERSTONE MTG
May 3, 2019	Deed of Trust, Mortgage · Line of Credit WATERSTONE MTG
Mar 26, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Oct 3, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2021
Transfer Doc	0000003749
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 22, 2023
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	202300007276
Instrument Date	Aug 21, 2023
Instrument	202300007276
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594

Mortgage

Document Number	202300007277
Date	Aug 22, 2023
Instrument	202300007277

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 28, 2022
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	202200003749
Map Reference	MB 2974 PG 61
Instrument Date	Mar 25, 2022
Instrument	202200003749
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594

Mortgage

Document Number	202200003750
Date	Mar 28, 2022
Instrument	202200003750

Lender

Name	BPS ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	25 Months
Due	Apr 1, 2024

March 2022: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 28, 2022
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	202200003748
Map Reference	MB 2974 PG 61
Instrument Date	Mar 18, 2021
Instrument	202200003748
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	0000010512
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 ASPEN DR CHARLOTTESVILLE VA 229113594, CHARLOTTESVILLE, VA 22911-3594

Mortgage

Document Number	0000010512
Date	Aug 11, 2020
Book Page	005366/000288
Instrument	10512

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	0000013412
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	VS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 ASPEN DR CHARLOTTESVILLE VA 229113594, CHARLOTTESVILLE, VA 22911-3594

Mortgage

Document Number	0000013412
Date	Dec 5, 2019
Book Page	005251/000153
Instrument	13412

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate	4.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	0000004290
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	VS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	ASPEN DR CHARLOTTESVILLE VA 22911, CHARLOTTESVILLE, VA 22911

Mortgage

Document Number	0000004290
Date	May 7, 2019
Book Page	005163/000277
Instrument	4290

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 26, 2019
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	0000002670
Book / Page	005148 / 000399
Instrument Date	Feb 12, 2019
Instrument	2670
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 GEORGETOWN GRN CHARLOTTESVILLE VA 229012122, CHARLOTTESVILLE, VA 22901-2122

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 3, 2017
Property Address	2004 ASPEN DR, CHARLOTTESVILLE, VA 22911-3594
Document Number	0000011517
Book / Page	004967 / 000254
Instrument Date	Sep 5, 2017
Instrument	11517
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GEORGETOWN GRN CHARLOTTESVILLE VA 229012122, CHARLOTTESVILLE, VA 22901-2122

Tax Assessment & Valuation

The 2026 property tax bill for 2004 Aspen Dr was $8,010, up 1.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,010.00 (+1.47%)	$896,000 (+1.46%) Land $228,800 Building $667,200	$896,000 (+1.46%) Land $228,800 Building $667,200
2025	$7,894.00	$883,100 Land $220,900 Building $662,200	$883,100 Land $220,900 Building $662,200
2023	$5,075.00	$594,300 Land $95,500 Building $498,800	$594,300 Land $95,500 Building $498,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Aspen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Aspen Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aspen Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures