2004 Apple Rd, Versailles, KY 40383 Property Records

Woodford County property record for 2004 Apple Rd, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 2007
Owner	Individual Name on File
Last Sale	$519,900 (Jun 2025)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-7033-001-00`

Property Details

APN / Parcel Number

Primary APN	`31-7033-001-00`
Alternative APN	`26415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Combination
Foundation Type	Block
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	26415
Street Address	2004 APPLE RD
City	VERSAILLES
State	KY
Zip	40383-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Legal Subdivision	ROSE RIDGE
Legal Lot Number	152
Legal Unit	2
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	3
Census Block	3003
Census Tract	50106

Owner

Source: Woodford County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2004 APPLE RD, VERSAILLES, KY 40383-9395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jun 30, 2025	Deed, Transfer · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	300489
Deed Book / Page	D353 / 489
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	2004 APPLE RD, VERSAILLES, KY 40383-9395
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 APPLE RD, VERSAILLES, KY 40383-9395

Mortgage

Document Number	0M1017/492
Date	Oct 6, 2025
Book Page	M1017/492
Instrument	283665

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	231 S MAIN ST, VERSAILLES, KY 40383

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jun 30, 2025
Property Address	2004 APPLE RD, VERSAILLES, KY 40383-9395
Document Number	00D353/489
Book / Page	D353 / 489
Map Reference	CAB D SL 197
Instrument Date	Jun 24, 2025
Instrument	300489
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14097 TUPPER LAKE WAY, LINDEN, MI 48451-8470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 APPLE RD, VERSAILLES, KY 40383-9395

Mortgage

Document Number	0000279433
Date	Jun 30, 2025
Instrument	279433

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate	6.29%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	4.29%
Max Rate At Change	8.29%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (+35.41%) Homeowner's exemption	$455,600 (+44.63%)	$455,600 (+44.63%)
2023	$2,703.00 Homeowner's exemption	$315,000	$315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

Nearby Properties on Apple Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures