2004 Andalusia St, Sebring, FL 33875 Property Records

Highlands County property record for 2004 Andalusia St, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1984
Lot Size	0.26 acres (11,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,900 (Dec 2003)
Tax Bill	$967 (2024)
Deeds & Mortgages	Apr 2026 Sale Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C245812001300060`

Property Details

APN / Parcel Number

Primary APN	`C245812001300060`
Alternative APN	`C-24-35-28-120-0130-0060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	1,332 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,324 sqft (0.26 acres)
Lot Dimensions	114 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	376 sqft
Driveway	Concrete Driveway
Driveway Area	726 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	450 sqft
Patio Area	500 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2004 ANDALUSIA ST
City	SEBRING
State	FL
Zip	33875-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ORANGE BLOSSOM EST UNIT 12 PB 9-PG 65 LOT 6 BLK 13
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	13
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2004
Census Tract	961301

Owner

Source: Highlands County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 14, 2019	Loan Modification, Mortgage · Conventional with PMI MTGLQ INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Deed Document Number	20031225365
Deed Book / Page	1726 / 13
Last Transfer Date	Apr 2, 2026
Transfer Doc	0002306847
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 6, 2026
Property Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504
Document Number	0002306847
Book / Page	3183 / 1881
Instrument Date	Apr 2, 2026
Instrument	20262306847
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504

Mortgage

Document Number	0002280836
Date	Sep 26, 2025
Book Page	3147/787
Instrument	2280836

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504

Mortgage

Document Number	0002068569
Date	Dec 15, 2021
Book Page	2871/1186
Instrument	2068569

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	2004 ANDALUSIA ST, SEBRING, FL 33875-4504
Document Number	0001934840
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 ANDALUSIA ST SEBRING FL 338754504, SEBRING, FL 33875-4504

Mortgage

Document Number	0001934840
Date	Apr 2, 2019
Book Page	002685/000966
Instrument	1934840

Lender

Name	MTGLQ INVTRS
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2059

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,038 (+16.66%)	$187,418 (+9.35%) Land $10,000 Building $177,418
2024	$967.00 (+4.54%)
2023	$925.00 (+3.47%) Homeowner's exemption	$84,894 (+3%)	$171,387 (+10.25%) Land $10,000 Building $161,387
2022	$894.00 Homeowner's exemption	$82,421	$155,457 Land $7,000 Building $148,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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