2004 20th St, Sacramento, CA 95818 Property Records

Sacramento County property record for 2004 20th St, Sacramento, CA 95818

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 2010
Lot Size	0.034 acres (1,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2025)
Tax Bill	$6,461 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2020 Transfer + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`010-0390-016-0000`

Property Details

APN / Parcel Number

Primary APN	`010-0390-016-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	597 sqft
2nd Floor Area	723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,467 sqft (0.034 acres)
Garage Area	367 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 20TH ST
City	SACRAMENTO
State	CA
Zip	95818-1770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A-SPD
Legal Description	THE BROWNSTONES AT 21ST STREET, LOT 16
Legal Subdivision	THE BROWNSTONES AT 21ST STREET
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	2000

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 N DUNBARTON OAKS LN, LIBERTY LAKE, WA 99019-9593
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage SECURED INCOME FUND II LLC
Aug 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jan 7, 2016 · Amount on Record
Deed Book / Page	20250528 / 445
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	8070000000740
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 11TH AVE, SACRAMENTO, CA 95818-4137

Mortgage

Document Number	0000000050
Date	Jan 31, 2025
Instrument	202501310050

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 7, 2020
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Document Number	2008070740
Instrument Date	Jul 28, 2020
Instrument	2008070740
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2004 20TH ST SACRAMENTO CA 958181770, SACRAMENTO, CA 95818-1770

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 7, 2020
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Document Number	2008070741
Instrument Date	Jul 28, 2020
Instrument	2008070741
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2004 20TH ST SACRAMENTO CA 958181770, SACRAMENTO, CA 95818-1770

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Document Number	2006110606
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 20TH ST SACRAMENTO CA 958181770, SACRAMENTO, CA 95818-1770

Mortgage

Document Number	2006110606
Date	Jun 11, 2020
Instrument	2006110606

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Document Number	2005050638
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 ROSECLIFF CIR MATHER CA 956553063, MATHER, CA 95655-3063

Mortgage

Document Number	2005050638
Date	May 5, 2020
Instrument	2005050638

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 4, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Document Number	1910231307
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 20TH ST SACRAMENTO CA 958181770, SACRAMENTO, CA 95818-1770

Mortgage

Document Number	1910231307
Date	Oct 23, 2019
Instrument	1910231307

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2004 20TH ST, SACRAMENTO, CA 95818-1770
Document Number	1711270438
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 20TH ST SACRAMENTO CA 958181770, SACRAMENTO, CA 95818-1770

Mortgage

Document Number	1711270438
Date	Nov 27, 2017
Instrument	1711270438

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$622,200 (+16.54%) Land $229,500 Building $392,700
2025	$6,461.00 (+1.44%)	$533,883 (+4.04%) Land $254,512 Building $279,371
2024	$6,369.00 (+2.43%)
2023	$6,218.00 (+1.73%)	$513,154 Land $244,630 Building $268,524
2022	$6,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, T-Mobile, Verizon.

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