2004 190th St, Diagonal, IA 50845 Property Records

Ringgold County property record for 2004 190th St, Diagonal, IA 50845

Property Summary

Property Type	Rural Home
Details	2 bd · 960 sqft · built 1940
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Mar 2013)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`012409`

Property Details

APN / Parcel Number

Primary APN	`012409`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	960 sqft Base Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	2004 190TH ST
City	DIAGONAL
State	IA
Zip	50845-8920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	14-69-30 SW SW
Legal Range	30W
Legal Township	69N
Legal Section	14
Legal Block	69
Jurisdiction	RINGGOLD IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2391
Census Tract	950100

Owner

2004 190th St, a rural home, is owned and occupied by two individuals who bought it in March 2013.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 190TH ST, DIAGONAL, IA 50845-8920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit PCSB BANK
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PCSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2013 · Amount on File
Deed Sale	Mar 20, 2013 · Amount on File
Deed Document Number	201300000376
Deed Book / Page	392 / 167
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	2004 190TH ST, DIAGONAL, IA 50845-8920
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 190TH ST, DIAGONAL, IA 50845-8920

Mortgage

Document Number	000601/178
Date	Oct 21, 2025
Book Page	601/178
Instrument	2025- 00001240

Lender

Name	PCSB BANK
Type	Bank
Address	CLARINDA, IA 51632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 17, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	2004 190TH ST, DIAGONAL, IA 50845-8920
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	490/10
Date	Nov 7, 2019
Book Page	490/10
Instrument	1080

Lender

Name	PCSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2004 190th St was $1,698, up 1.1% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Diagonal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (+1.07%)	$108,448 Land $35,151 Building $73,297	$108,448 Land $35,151 Building $73,297
2024	$1,680.00
2023		$92,368 (+80.7%) Land $26,779 Building $65,589	$92,368 Land $26,779 Building $65,589
2022	$1,274.00 Additional exemption filed	$51,117 Land $20,502 Building $30,615
2021			$51,117 Land $20,502 Building $30,615

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2004 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 190th St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 80% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Lockridge Networks Fixed Wireless	50 / 25
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 190th St

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