2004 10th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 2004 10th St, Los Osos, CA 93402

Property Summary

Property TypeResidential
Details2 bd · 4 ba · 4,872 sqft · built 1982
Lot Size0.215 acres (9,375 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Feb 2004)
Tax Bill$13,299 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN038-662-007

Property Details

APN / Parcel Number

Primary APN038-662-007

Interior

Bedrooms2 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,872 sqft Gross Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area9,375 sqft (0.215 acres)

Location & Zoning

Street Address2004 10TH ST
CityLOS OSOS
StateCA
Zip93402-3200
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeCR
Legal DescriptionTN EL MORO BL 147 LTS 46&47&48
Legal SubdivisionEL MORO
Legal Block147
Legal Lot Number46
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1027
Census Tract10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4151 LA POSADA, SAN LUIS OBISPO, CA 93401-7940
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
FOUNDATION MORTGAGE CORP
Nov 13, 2023Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2004 · Amount on Record
Deed SaleFeb 25, 2004 · Amount on Record
Deed Document Number200414199
Last Transfer DateJul 30, 2005
Transfer Doc0000063501
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 9, 2023
Property Address2004 10TH ST, LOS OSOS, CA 93402-3200
Document Number0000034011
Map ReferenceMB A PG 81
Instrument DateNov 8, 2023
Instrument2023034011
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4151 LA POSADA, SAN LUIS OBISPO, CA 93401-7940

Mortgage

Document Number0000034012
DateNov 9, 2023
Instrument2023034012
Lender
NameFOUNDATION MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 13, 2023
Property Address2004 10TH ST, LOS OSOS, CA 93402-3200
Document Number0000034088
Map ReferenceMB A PG 81
Instrument DateNov 8, 2023
Instrument2023034088
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4151 LA POSADA, SAN LUIS OBISPO, CA 93401-7940

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$620,094 (+2%) Land $217,526 Building $402,568
2025$13,299.00 (+6.34%)$607,936 (+2.29%) Land $213,261 Building $394,675
2023$12,506.00 (+4.46%)$594,314 Land $204,981 Building $389,333
2022$11,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Surfnet Communications.

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