20039 Beaver Ln, Bend, OR 97703 Property Records

Deschutes County property record for 20039 Beaver Ln, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 920 sqft · built 1975
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Tax Bill$2,324 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161229 C0 00800

Property Details

APN / Parcel Number

Primary APN161229 C0 00800
Alternative APNs
  • R2025161229C000800
  • 133357

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area920 sqft Living Area
1st Floor Area920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleOther
Lot Area17,860 sqft (0.41 acres)
View / LotAverage
Garage TypeCarport
CarportCarport
Carport Area216 sqft

Exterior Amenities

PorchPorch
Porch Area240 sqft
Deck Area30 sqft
Shed1 Shed
Shed Area120 sqft

Location & Zoning

Account Number133357
Old Parcel NumberR2025161229C000800
Street Address20039 BEAVER LN
CityBEND
StateOR
Zip97703-9060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:26 SEC/TWN/RNG/MER:SEC 29 TWN 16 RNG 12 MAP REF:161229-C0
Legal Range12E
Legal Township16S
Legal Section29
Legal QuarterSW
Legal SubdivisionDESCHUTES RIVER HOMESITES RIMR
Legal Lot Number26
JurisdictionDESCHUTES OR
Township / Civil DivisionTUMALO
Census Block Group2
Census Block2017
Census Tract602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20039 BEAVER LN, BEND, OR 97703-9060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Nov 2, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2020
Deed SaleDec 18, 2020
Prior SaleNov 2, 2018 · Amount on Record
Deed Document Number2020-68567
Record UpdatedJun 8, 2026

December 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionDESCHUTES OR
Recording DateDec 18, 2020
Property Address20039 BEAVER LN, BEND, OR 97703-9060
Document Number0000068567
Instrument DateDec 17, 2020
Instrument2020-68567
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 SW CENTURY DR STE 100, 100, BEND, OR 97702-3558

Mortgage

Document Number0000068568
DateDec 18, 2020
Instrument2020-68568
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateNov 2, 2018
Property Address20039 BEAVER LN, BEND, OR 97703-9060
Document Number0000044274
Instrument DateOct 26, 2018
Instrument2018-44274
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20039 NURRE AND KRISTIN KOVALIK, BEND, OR 97703

Mortgage

Document Number0000044275
DateNov 2, 2018
Instrument2018-44275
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,324.00 (+4.54%)$148,210 (+3%)$373,330 (-) Land $214,540 Building $158,790
2024$2,223.00 (+5.81%)$143,900 (+3%)$373,330 (-13.27%) Land $214,540 Building $158,790
2023$2,101.00$139,710$430,440 Land $245,800 Building $184,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 76% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAVION WC - HIGHLAND ESTATES
private · serves 75 people · EPA ID OR4101346
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

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