20038 Highland Ridge Dr, Eagle River, AK 99577 Property Records

State of Alaska property record for 20038 Highland Ridge Dr, Eagle River, AK 99577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,994 sqft · built 2003
Lot Size0.164 acres (7,163 sqft)
OwnerIndividual Name on File
Last Sale$386,000 (Jun 2015)
Tax Bill$7,674 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2021 Mortgage
APN067-321-10-000

Property Details

APN / Parcel Number

Primary APN067-321-10-000
Alternative APN
  • 0673211000001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,994 sqft Living Area
Gross Area3,405 sqft
1st Floor Area706 sqft
Basement Area706 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialWood
Lot Area7,163 sqft (0.164 acres)
Garage TypeAttached
Garage Area705 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck Area115 sqft
Patio Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20038 HIGHLAND RIDGE DR
CityEAGLE RIVER
StateAK
Zip99577-8849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCER3SL
Legal DescriptionEAGLE CROSSING BLK 16 LT 11 THE RIDGE
Legal SubdivisionEAGLE CROSSING
Legal Block16
Legal Lot Number11
JurisdictionANCHORAGE AK
Township / Civil DivisionANCHORAGE
Census Block Group2
Census Block2002
Census Tract205

Owner

20038 Highland Ridge Dr is owned and occupied by an individual who bought it in June 2015.

Source: State of Alaska records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address20038 HIGHLAND RIDGE DR, EAGLE RIVER, AK 99577-8849
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 12, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2015 · Amount on File
Deed SaleJun 16, 2015 · Amount on File
Prior SaleJun 25, 2012 · Amount on File
Deed Document Number201525528
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANCHORAGE AK
Property Address20038 HIGHLAND RIDGE DR, EAGLE RIVER, AK 99577-8849
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066474
DateDec 14, 2021
Instrument2021-066474-0
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANCHORAGE AK
Property Address20038 HIGHLAND RIDGE DR, EAGLE RIVER, AK 99577-8849
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001634
DateJan 12, 2021
Instrument2021-001634-0
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term299 Months
DueDec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 20038 Highland Ridge Dr was $7,674.

Source: State of Alaska assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateAlaska
County / MunicipalityAnchorage Municipality
Unified School DistrictAnchorage School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$579,200 (+18.49%) Land $131,100 Building $448,100$579,200 (+18.49%) Land $131,100 Building $448,100
2025$7,674.00$488,800 Land $131,100 Building $357,700$488,800 Land $131,100 Building $357,700
2023$7,259.00 (+5.26%)$436,000 (+5.52%) Land $110,600 Building $325,400$436,000 (+5.52%) Land $110,600 Building $325,400
2022$6,896.00$413,200 Land $104,600 Building $308,600$413,200 Land $104,600 Building $308,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20038 Highland Ridge Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20038 Highland Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOA MUNICIPALITY OF ANCHORAGE
serves 221,351 people · EPA ID AK2210906
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GCI Communication
Cable
2,500 / 75
Matanuska Telecom Association
DSL · Fiber in parts of the area
120 / 60
Borealis Broadband
Fixed Wireless
100 / 100

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