20034 Tumalo Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20034 Tumalo Rd, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 4,020 sqft · built 2016
Lot Size5.67 acres (246,985 sqft)
Owner2 Company Names on Record
Last Sale$2,300,000 (Nov 2020)
Tax Bill$17,325 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161230-00-03600

Property Details

APN / Parcel Number

Primary APN161230-00-03600
Alternative APN
  • 265268

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,020 sqft Living Area
Gross Area6,268 sqft
1st Floor Area3,035 sqft
Family RoomFamily Room
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleBi-Level
Lot Area246,985 sqft (5.67 acres)
Garage Area984 sqft
Deck AreaDeck Area
Total Buildings2 Buildings

Location & Zoning

Account Number265268
Street Address20034 TUMALO RD
CityBEND
StateOR
Zip97703-8987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTUR5
Legal DescriptionNORTH RIVER LOT 1
Legal Range12
Legal Township16
Legal Section30
Legal SubdivisionNORTH RIVER
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1003
Census Tract1102

Owner

Source: Deschutes County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20034 TUMALO RD, BEND, OR 97703-8987
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 20, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleFeb 9, 2016 · Amount on Record
Deed Document Number202062744
Last Transfer DateJul 1, 2026
Transfer Doc0000019859
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 1, 2026
Property Address20034 TUMALO RD, BEND, OR 97703-8987
Document Number0000019859
Instrument DateJul 1, 2026
Instrument202619859
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20034 TUMALO RD, BEND, OR 97703-8987

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateNov 20, 2020
Property Address20034 TUMALO RD, BEND, OR 97703-8987
Document Number0000062744
Instrument DateNov 17, 2020
Instrument2020-62744
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20034 TUMALO RD, BEND, OR 97703-8987

Mortgage

Document Number0000062745
DateNov 20, 2020
Instrument2020-62745
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.37%
Index1-Month LIBOR
Max Rate7.37%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,325.00 (+4.58%)$1,104,470 (+3%)$2,845,660 (-) Land $840,220 Building $2,005,440
2024$16,567.00 (+5.8%)$1,072,310 (+3%)$2,845,660 (-) Land $840,220 Building $2,005,440
2023$15,659.00$1,041,080$2,845,660 Land $840,220 Building $2,005,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

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