20030 Elgin Dr, Denver, CO 80249 Property Records

Denver City property record for 20030 Elgin Dr, Denver, CO 80249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,308 sqft · built 2016
Lot Size	0.082 acres (3,564 sqft)
Owner	2 Individual Names on File
Last Sale	$498,000 (Aug 2023)
Tax Bill	$5,827 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
APN	`00154-25-028-000`

Property Details

APN / Parcel Number

Primary APN	`00154-25-028-000`
Alternative APN	`164040293`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Tri-Level
Exterior Material	Combination
Lot Area	3,564 sqft (0.082 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	110 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20030 ELGIN DR
City	DENVER
State	CO
Zip	80249-7620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-MU-20
Legal Description	GREEN VALLEY RANCH FLG #70 B2 L28
Legal Subdivision	GREEN VALLEY RANCH FLG #70
Legal Block	2
Legal Lot Number	28
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2058
Census Tract	8389

Owner

20030 Elgin Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20030 ELGIN DR, DENVER, CO 80249-7620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Feb 26, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202378815
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Aug 17, 2023
Property Address	20030 ELGIN DR, DENVER, CO 80249-7620
Document Number	0000078815
Instrument Date	Aug 15, 2023
Instrument	2023078815
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20030 ELGIN DR, DENVER, CO 80249-7620

Mortgage

Document Number	0000078816
Date	Aug 17, 2023
Instrument	2023078816

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Margin	3
Max Rate	11.1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	20030 ELGIN DR, DENVER, CO 80249-7620
Document Number	0000214127
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20010 ELGIN DR DENVER CO 802497620, DENVER, CO 80249-7620

Mortgage

Document Number	0000214127
Date	Dec 18, 2020
Instrument	214127

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Feb 26, 2020
Property Address	20030 ELGIN DR, DENVER, CO 80249-7620
Document Number	0000027840
Instrument Date	Feb 21, 2020
Instrument	27840
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20030 ELGIN DR DENVER CO 802497620, DENVER, CO 80249-7620

Mortgage

Document Number	27841
Date	Feb 26, 2020
Instrument	27841

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20030 Elgin Dr was $5,827.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,827.00	$35,320 Land $3,570 Building $3,570	$501,000 Land $50,600 Building $450,400
2023	$5,747.00	$32,630 (+19.22%) Land $3,390 Building $29,240	$542,000 (+37.63%) Land $50,600 Building $491,400
2022		$27,370 Land $3,040 Building $24,330	$393,800 Land $43,800 Building $350,000
2021	$4,933.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20030 Elgin Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20030 Elgin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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