Pinellas County property record for 2003 Whispering Pines St, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 1972 |
| Lot Size | 0.166 acres (7,244 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jan 2026) |
| Tax Bill | $4,733 (2025) |
| Deeds & Mortgages | Jan 2026 Foreclosure Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-3204-7 |
| Primary APN | C62-000-749-3204-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 1,762 sqft |
| 1st Floor Area | 1,432 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,244 sqft (0.166 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R49018 |
|---|---|
| Street Address | 2003 WHISPERING PINES ST |
| City | LARGO |
| State | FL |
| Zip | 33774-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES ESTATES 1ST ADD LOT 70 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 5 |
| Legal Subdivision | WHISPERING PINES ESTATES |
| Legal Tract | 97031 |
| Legal Lot Number | 70 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 25207 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 458 20TH AVE, INDIAN ROCKS BEACH, FL 33785-2970 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Sep 1, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME ACCESS FINANCIAL LLC |
| Mar 14, 2018 | Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Sep 1, 2021 · Amount on Record |
| Deed Document Number | 202616713 |
| Deed Book / Page | 23428 / 2482 |
| Prior Transfer Date | Sep 14, 2010 |
| Prior Transfer Doc | 0170620958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 22, 2026 |
| Property Address | 2003 WHISPERING PINES ST, LARGO, FL 33774-1806 |
| Document Number | 0234282482 |
| Book / Page | 23428 / 2482 |
| Map Reference | MB 67 PG 34 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026016713 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 458 20TH AVE, INDIAN ROCKS BEACH, FL 33785-2970 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 1, 2021 |
| Property Address | 2003 WHISPERING PINES ST, LARGO, FL 33774-1806 |
| Document Number | 0216971623 |
| Book / Page | 21697 / 1623 |
| Map Reference | MB 67 PG 34 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021287434 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | GOLD SERVICES TITLE INSURANCE AGENCY COMPANY, GOLD SERVICE TTL INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4071 BALLARD RD, 4071, FORT MYERS, FL 33916-3941 |
| Name | Verified Name |
|---|---|
| Address | 2003 WHISPERING PINES ST, LARGO, FL 33774-1806 |
| Document Number | 216971624 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 21697/1624 |
| Name | AMERICAS MORTGAGE PROFESSIONALS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2003 WHISPERING PINES ST, LARGO, FL 33774-1806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0209731827 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 20973/1827 |
| Instrument | 2020130389 |
| Name | HOME ACCESS FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TAMPA, FL 33602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 14, 2018 |
| Property Address | 2003 WHISPERING PINES ST, LARGO, FL 33774-1806 |
| Document Number | 0199732659 |
| Book / Page | 19973 / 2659 |
| Map Reference | MB67 PG34 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018078320 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STAR TITLE PARTNERS OF TAMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 15TH ST NW, 740, WASHINGTON, DC 20005-1019 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2003 WHISPERING PINES ST, LARGO, FL 33774-1806 |
| Document Number | 0199732661 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 19973/2661 |
| Instrument | 2018078321 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,733.00 (+7.49%) | $291,471 (+5.99%) | $331,486 (+4.7%) Land $130,033 Building $201,453 |
| 2023 | $4,403.00 (+2.95%) Homeowner's exemption | $275,007 (+3%) | $316,615 (+18.59%) Land $155,353 Building $161,262 |
| 2022 | $4,277.00 Homeowner's exemption | $266,988 | $266,988 Land $139,025 Building $127,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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