2003 Westgate Cir, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 2003 Westgate Cir, Williamsburg, VA 23185

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,529 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$290,500 (Jun 2025)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`281-(10)-20-2003`

Property Details

APN / Parcel Number

Primary APN	`281-(10)-20-2003`
Alternative APN	`4007.331.180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,529 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2003 WESTGATE CIR
City	WILLIAMSBURG
State	VA
Zip	23185-2093
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RM-2 (MULTI-FAMILY DWELLI
Legal Description	WESTGATE AT WILLIAMSBURG CONDOS PH XX UNIT 2003
Legal Subdivision	WESTGATE @ WILLIAMSBURG (CONDO)
Legal Phase	20
Legal Block	20
Legal Unit	2003
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	1
Census Block	1002
Census Tract	370300

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 MATTAPONI TRL, WILLIAMSBURG, VA 23188-1602
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
May 24, 2022	Warranty Deed, Transfer LAFAYETTE TITLE AND ESCROW LLC, LAFAYETTE TITLE & ESCROW LLC
Sep 1, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 10, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 23, 2005	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	20251663
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jun 3, 2025
Property Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093
Document Number	0020251663
Instrument Date	May 24, 2025
Instrument	20251663
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 MATTAPONI TRL, WILLIAMSBURG, VA 23188-1602

Mortgage

Document Number	0020251664
Date	Jun 3, 2025
Instrument	20251664

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	May 24, 2022
Property Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093
Document Number	0020221680
Instrument Date	May 20, 2022
Instrument	20221680
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LAFAYETTE TITLE AND ESCROW LLC, LAFAYETTE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Sep 1, 2020
Property Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093
Document Number	0000203614
Instrument Date	Aug 24, 2020
Instrument	203614
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093

Mortgage

Document Number	0000203615
Date	Sep 1, 2020
Instrument	203615

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jan 10, 2018
Property Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093
Document Number	0000180233
Instrument Date	Dec 19, 2017
Instrument	180233
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093

Mortgage

Document Number	0000180234
Date	Jan 10, 2018
Instrument	180234

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Mar 23, 2005
Property Address	2003 WESTGATE CIR, WILLIAMSBURG, VA 23185-2093
Document Number	0000500501
Instrument Date	Mar 11, 2005
Instrument	500501
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005502
Date	Mar 23, 2005
Instrument	5/502

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,740.00 (+19.34%)	$280,800 (+19.34%) Land $11,900 Building $268,900	$280,800 (+19.34%) Land $11,900 Building $268,900
2023	$1,458.00	$235,300 Land $11,900 Building $223,400	$235,300 Land $11,900 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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