2003 Villa Dr, Garner, NC 27529 Property Records

Wake County property record for 2003 Villa Dr, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,130 sqft · built 1984
Lot Size0.28 acres (12,197 sqft)
OwnerOwner Name on Record
Last Sale$75,000 (Jan 2009)
Tax Bill$2,230 (2023)
Deeds & MortgagesJul 2022 Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1701.20-92-4150 0131046

Property Details

APN / Parcel Number

Primary APN1701.20-92-4150 0131046
Alternative APNs
  • 013104601
  • 0131046

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,130 sqft Heated Area
1st Floor Area1,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,197 sqft (0.28 acres)
PorchPorch
Porch Area80 sqft
Patio Area214 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0131046
Old Parcel Number013104601
Street Address2003 VILLA DR
CityGARNER
StateNC
Zip27529-3483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLO14 CARMEL CROSSING BM1983-1287
Legal Township16
Legal SubdivisionCARMEL CROSSING
Legal Lot Number14
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2009
Census Tract52802

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2003 VILLA DR, GARNER, NC 27529-3483

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
May 28, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2009 · Amount on Record
Deed SaleJan 29, 2009 · Amount on Record
Prior SaleAug 7, 2008 · Amount on Record
Deed Document Number0133662386
Deed Book / Page13366 / 2386
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address2003 VILLA DR, GARNER, NC 27529-3483
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 VILLA DR, GARNER, NC 27529-3483

Mortgage

Document Number19086/1127
DateJul 13, 2022
Book Page19086/1127
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term287 Months
DueJun 1, 2046

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address2003 VILLA DR, GARNER, NC 27529-3483
Document Number174672231
Instrument DateMay 28, 2019
Transaction TypeMortgage
Record UpdatedJun 19, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 VILLA DR GARNER NC 275293483, GARNER, NC 27529-3483

Mortgage

Document Number174672231
DateJun 10, 2019
Book Page017467/002231
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,230.00$172,135 Land $58,000 Building $114,135$172,135 Land $58,000 Building $114,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1989)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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