Volusia County property record for 2003 Victory Palm Dr, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,335 sqft · built 2022 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (May 2021) |
| Tax Bill | $2,924 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-04-1870 |
| Primary APN | 8402-01-04-1870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 1,919 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block/Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3920970 |
|---|---|
| Street Address | 2003 VICTORY PALM DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R2B |
| Legal Description | LOTS 4187 4188 & 4189 BLK 129 FLORIDA SHORES NO 5 MB 23 PGS 107-108 PER OR 3155 PG 1051 PER OR 8042 PG 0402 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 129 |
| Legal Lot Number | 4187 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 83006 |
2003 Victory Palm Dr is owned and occupied by an individual who bought it in May 2021.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2003 VICTORY PALM DR, EDGEWATER, FL 32141-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| May 5, 2021 | Warranty Deed, Transfer PROFESSIONAL TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on File |
| Deed Sale | May 5, 2021 · Amount on File |
| Prior Sale | Jun 15, 1988 · Amount on File |
| Deed Document Number | 2021104536 |
| Deed Book / Page | 8042 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2003 VICTORY PALM DR, EDGEWATER, FL 32141-3721 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Title Company | CELEBRATION TITLE GROUP, CELEBRATION TITLE |
| Name | Verified Name |
|---|---|
| Address | 3461 SANDLOR DR, DELTONA, FL 32738-9245 |
| Document Number | 0081411697 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 8141/1697 |
| Instrument | 2021-253776 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 5, 2021 |
| Property Address | 2003 VICTORY PALM DR, EDGEWATER, FL 32141-3721 |
| Document Number | 0080420402 |
| Book / Page | 8042 / 402 |
| Map Reference | MB 23 PG 107&108 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021-104536 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $364.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 BRAEMORE RD, BRAINTREE, MA 02184-8213 |
| Name | Verified Name |
|---|---|
| Address | 3461 SANDLOR DR, DELTONA, FL 32738-9245 |
The 2025 property tax bill for 2003 Victory Palm Dr was $2,924 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,119 (+2.7%) | $350,512 (-0.45%) Land $64,800 Building $285,712 | |
| 2025 | $2,924.00 Homeowner's exemption Disabled Person's exemption | $207,517 | $352,097 Land $64,800 Building $287,297 |
| 2023 | $2,839.00 (+234.79%) Senior Citizen's exemption | $195,796 (+340.98%) | $342,748 (+671.95%) Land $63,000 Building $279,748 |
| 2022 | $848.00 | $44,400 Land $44,400 | $44,400 Land $44,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2003 Victory Palm Dr in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 72 (1991–2025) |
| Claims Outside the SFHA | 72 of 72 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2003 Victory Palm Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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