Champaign County property record for 2003 Trails Dr, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,595 sqft · built 2002 |
| Lot Size | 0.214 acres (9,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,333 (Mar 2022) |
| Tax Bill | $7,005 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-28-286-004 |
| Primary APN | 93-21-28-286-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,595 sqft Building Perimeter |
| 1st Floor Area | 1,595 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 9,327 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2003 TRAILS DR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86 SOUTH RIDGE SUB IV |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 28 |
| Legal Subdivision | SOUTH RIDGE SUB IV |
| Legal Lot Number | 86 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5702 |
2003 Trails Dr is owned and occupied by two individuals who bought it in March 2022.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2003 TRAILS DR, URBANA, IL 61802-7142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST |
| Aug 20, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Prior Sale | Mar 8, 2012 · Amount on File |
| Deed Document Number | 20224516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 10, 2022 |
| Property Address | 2003 TRAILS DR, URBANA, IL 61802-7142 |
| Document Number | 0000004516 |
| Map Reference | DOC 99R20181 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022R04516 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2003 TRAILS DR, URBANA, IL 61802-7142 |
| Document Number | 0000004517 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022R04517 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 2003 TRAILS DR, URBANA, IL 61802-7142 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000020151 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021R20151 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Sep 1, 2051 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,100 Land $18,650 Building $59,450 | $234,300 Land $55,950 Building $178,350 | |
| 2024 | $7,005.00 | ||
| 2022 | $6,074.00 Homeowner's exemption | $62,030 Land $14,820 Building $47,210 | $186,090 Land $44,460 Building $141,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2003 Trails Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2003 Trails Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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