2003 Tracy Dr, Apt 4, Bloomington, IL 61704 Property Records

McLean County property record for 2003 Tracy Dr, Apt 4, Bloomington, IL 61704

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 936 sqft · built 1982
Lot Size	0.092 acres (3,985 sqft)
Owner	Individual Name on Record
Last Sale	$95,333 (Sep 2022)
Tax Bill	$1,471 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`21-16-178-010`

Property Details

APN / Parcel Number

Primary APN	`21-16-178-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	3,985 sqft (0.092 acres)
Lot Dimensions	660 ft deep x 649 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2003 TRACY DR, 4
City	BLOOMINGTON
State	IL
Zip	61704-7376
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3A
Legal Description	THE CHALET CONDO LOT 1 CHALET PUD UNIT 2003-4
Legal Range	02E
Legal Township	23N
Legal Section	16
Legal Subdivision	CHALET CONDO
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2002
Census Tract	2101

Owner

Source: McLean County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2003 TRACY DR, 4, BLOOMINGTON, IL 61704-7376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Sep 6, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Feb 29, 2012 · Amount on Record
Deed Document Number	202215862
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2003 TRACY DR APT 4, 4, BLOOMINGTON, IL 61704-7376
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700010810
Date	Jun 20, 2017
Instrument	2017-00010810

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Jan 1, 2023

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 6, 2022
Property Address	2003 TRACY DR APT 4, 4, BLOOMINGTON, IL 61704-7376
Document Number	202200015862
Map Reference	DOC 81-9254
Instrument Date	Aug 29, 2022
Instrument	2022-00015862
Transaction Type	Construction Loan
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 TRACY DR APT 4, 4, BLOOMINGTON, IL 61704-7376

Mortgage

Document Number	202200015863
Date	Sep 6, 2022
Instrument	2022-00015863

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	202200015864
Date	Sep 6, 2022
Instrument	2022-00015864

Lender

Name	LLLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Non-Lending Institution
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,837 (+18.78%) Land $3,474 Building $24,363	$83,511 (+18.78%) Land $10,422 Building $73,089
2024	$1,471.00 (-0.41%)
2023	$1,477.00 (+39.21%)	$23,436 (+30.13%) Land $2,924 Building $20,512	$70,308 (+30.13%) Land $8,772 Building $61,536
2022	$1,061.00	$18,009 Land $2,247 Building $15,762	$54,027 Land $6,741 Building $47,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, Watch TV.

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