2003 Talans Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2003 Talans Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$314,667 (Aug 2018)
Tax Bill	$10,277 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-304-003`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-304-003`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	2003 TALANS DR
City	CHAMPAIGN
State	IL
Zip	61822-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 302 WILLS TRACE SUB PHASE 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	OUTLOT 329 WILLS TRACE SUB PHASE 3
Legal Lot Number	302
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1056
Census Tract	1205

Owner

2003 Talans Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2003 TALANS DR, CHAMPAIGN, IL 61822-3658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage NAVY FCU
Aug 10, 2018	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Aug 10, 2018	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	201814038
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2003 TALANS DR, CHAMPAIGN, IL 61822-3658
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027243
Date	Nov 18, 2021
Instrument	2021R27243

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate	2.37%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2003 TALANS DR, CHAMPAIGN, IL 61822-3658
Document Number	0000013709
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	TITLE CTR LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 TALANS DR CHAMPAIGN IL 618223658, CHAMPAIGN, IL 61822-3658

Mortgage

Document Number	0000013709
Date	Aug 23, 2019
Instrument	13709

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 10, 2018
Property Address	2003 TALANS DR, CHAMPAIGN, IL 61822-3658
Document Number	0000014038
Instrument Date	Jul 26, 2018
Instrument	14038
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Amount	Amount on Record
Tax	$157.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2003 TALANS DR CHAMPAIGN IL 618223658, CHAMPAIGN, IL 61822-3658

Mortgage

Document Number	14039
Date	Aug 10, 2018
Instrument	14039

Lender

Name	NAVY FCU
Type	Credit Union
Address	V, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,530 Land $19,580 Building $123,950	$430,590 Land $58,740 Building $371,850
2024	$10,277.00
2022	$9,211.00 Homeowner's exemption	$109,790 Land $14,980 Building $94,810	$329,370 Land $44,940 Building $284,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2003 Talans Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2003 Talans Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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