2003 Symphony Ln, Indian Trail, NC 28079 Property Records

Union County property record for 2003 Symphony Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,786 sqft · built 2007
Lot Size	0.231 acres (10,062 sqft)
Owner	Company Name on File
Last Sale	$211,000 (Feb 2014)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-096-739`

Property Details

APN / Parcel Number

Primary APN	`07-096-739`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,786 sqft Living Area
1st Floor Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2003 SYMPHONY LN
City	INDIAN TRAIL
State	NC
Zip	28079-3757
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#284 TAYLOR GLEN PH2 MP4 OPCI864-865
Legal Subdivision	TAYLOR GLEN
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3006
Census Tract	20317

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Apr 29, 2019	Quit Claim Deed, Transfer · Line of Credit GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2014 · Amount on File
Deed Sale	Feb 26, 2014 · Amount on File
Prior Sale	Jan 28, 2011
Deed Document Number	20144495
Deed Book / Page	6183 / 797
Prior Transfer Date	Apr 28, 2010
Prior Transfer Doc	0005325059
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2003 SYMPHONY LN, INDIAN TRAIL, NC 28079-3757
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SERVICELINK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008462158
Date	Apr 25, 2022
Book Page	8462/158
Instrument	15253

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 9, 2027

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Apr 29, 2019
Property Address	2003 SYMPHONY LN, INDIAN TRAIL, NC 28079-3757
Document Number	7357807
Book / Page	007357 / 000807
Instrument Date	Apr 25, 2019
Instrument	11031
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Mortgage

Document Number	7357826
Date	Apr 29, 2019
Book Page	007357/000826
Instrument	11032

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 28, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,800 (-) Land $92,000 Building $353,800	$445,800 (-) Land $92,000 Building $353,800
2025	$2,880.00 (+14.24%)	$445,800 (+46.36%) Land $92,000 Building $353,800	$445,800 (+46.36%) Land $92,000 Building $353,800
2023	$2,521.00	$304,600 Land $58,300 Building $246,300	$304,600 Land $58,300 Building $246,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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