2003 Stratford Dr, Troy, MI 48083 Property Records

Oakland County property record for 2003 Stratford Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,255 sqft · built 1966
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Sep 2016)
Tax Bill$3,703 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-25-427-038

Property Details

APN / Parcel Number

Primary APN88-20-25-427-038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,255 sqft Living Area
1st Floor Area1,255 sqft
Basement Area1,255 sqft
Finished Basement1,255 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2003 STRATFORD DR
CityTROY
StateMI
Zip48083-2655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 25 CARLSTON HEIGHTS SUB. LOT 184
Legal Range11E
Legal Township2N
Legal Section25
Legal SubdivisionCARLSTON HEIGHTS SUB
Legal Lot Number184
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1013
Census Tract197300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2003 STRATFORD DR, TROY, MI 48083-2655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2016 · Amount on Record
Deed SaleSep 27, 2016 · Amount on Record
Prior SaleDec 7, 2000 · Amount on Record
Deed Document Number2016183989
Deed Book / Page49869 / 214
Prior Transfer DateJun 8, 2000
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2003 STRATFORD DR, TROY, MI 48083-2655
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanySTERLING TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 STRATFORD DR, TROY, MI 48083-2655

Mortgage

Document Number0000230546
DateSep 27, 2021
Book Page56910/509
Instrument230546
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 26, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2003 STRATFORD DR, TROY, MI 48083-2655
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 STRATFORD DR, TROY, MI 48083-2655

Mortgage

Document Number0000076987
DateMar 25, 2021
Book Page55948/450
Instrument76987
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,703.00 (+9.2%)
2023$215,800
2022$3,391.00$107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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