2003 Spruce St, Quincy, IL 62301 Property Records

Adams County property record for 2003 Spruce St, Quincy, IL 62301

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (9,900 sqft)
Owner2 Individual Names on Record
Last Sale$194,000 (Aug 2022)
Tax Bill$4,128 (2024)
Deeds & MortgagesJul 2026 Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN235011900000

Property Details

APN / Parcel Number

Primary APN235011900000

Exterior

Lot Area9,900 sqft (0.23 acres)
Lot Dimensions198 ft deep x 50 ft wide

Location & Zoning

Street Address2003 SPRUCE ST
CityQUINCY
StateIL
Zip62301-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 BAKERS ET AL E 50FT OF W 100FT S 1/2 LOT 26
Legal Range9W
Legal Township1S
Legal Section36
Legal SubdivisionBAKER & OTHERS ADD
Legal Lot Number26
JurisdictionADAMS IL
Township / Civil DivisionQUINCY
Census Block Group2
Census Block2013
Census Tract201

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2003 SPRUCE ST, QUINCY, IL 62301-2253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Oct 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE STREET BANK & TRUST CO
Aug 2, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE STREET BANK & TRUST CO
Dec 2, 2021Warranty Deed, Transfer
TITLE CTRS, TITLE CENTER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Prior SaleDec 2, 2021 · Amount on Record
Deed Document Number20225648
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Recording DateJul 20, 2026
Property Address2003 SPRUCE ST, QUINCY, IL 62301-2253
Document Number0000004297
Instrument DateJul 20, 2026
Instrument20264297
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004297,
DateJul 20, 2026
Instrument20264297
Lender
NameGERSHMAN INVESTMENT CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address2003 SPRUCE ST, QUINCY, IL 62301-2253
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R07231
DateOct 11, 2022
Instrument2022R-07231
Lender
NameSTATE STREET BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate
Rate5.87%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateAug 2, 2022
Property Address2003 SPRUCE ST, QUINCY, IL 62301-2253
Document Number2022R05648
Instrument DateJul 25, 2022
Instrument2022R-05648
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$291.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2003 SPRUCE ST, QUINCY, IL 62301-2253

Mortgage

Document Number2022R05649
DateAug 2, 2022
Instrument2022R-05649
Lender
NameSTATE STREET BANK & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateDec 2, 2021
Property Address2003 SPRUCE ST, QUINCY, IL 62301-2253
Document Number2021R11068
Instrument DateDec 1, 2021
Instrument2021R-11068
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyTITLE CTRS, TITLE CENTER

Transaction

AmountAmount Recorded
Tax$71.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 STONE CREEK DR, QUINCY, IL 62305-1409
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionQuincy Township
MunicipalityQuincy City
Unified School DistrictQuincy School District 172 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,480 (+372.84%) Land $2,250 Building $71,230$220,440 (+372.84%) Land $6,750 Building $213,690
2024$4,128.00 (+179.67%)
2022$15,540 Land $1,840 Building $13,700$46,620 Land $5,520 Building $41,100
2021$1,476.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUINCY
serves 42,000 people · EPA ID IL0010650
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Adams Telsystems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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