2003 Spruce St, Hannibal, MO 63401 Property Records

Marion County property record for 2003 Spruce St, Hannibal, MO 63401

Property Summary

Property TypeSingle Family Home
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Nov 2025)
Tax Bill$19 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNH14597

Property Details

APN / Parcel Number

Primary APNH14597
Alternative APN
  • 010.09.29.3.45.012.000

Exterior

Lot Area4,356 sqft (0.1 acres)
Lot Dimensions116 ft deep x 33 ft wide

Location & Zoning

Account NumberH14597
Street Address2003 SPRUCE ST
CityHANNIBAL
StateMO
Zip63401-3950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD GODFREY SD, ALL LOT 61 DIM DEED-33 X 116
Legal Range04W
Legal Township57N
Legal Section29
Legal SubdivisionGODFREY SD
Legal Lot Number61
JurisdictionMARION MO
Township / Civil DivisionMASON
Census Block Group1
Census Block1033
Census Tract960900

Owner

Source: Marion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2003 SPRUCE ST, HANNIBAL, MO 63401-3950
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Deed Document Number20253524
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION MO
Recording DateApr 6, 2026
Property Address2003 SPRUCE ST, HANNIBAL, MO 63401-3950
Document Number0000000965
Instrument DateMar 30, 2026
Instrument2026965
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4053 JERICHO RD, HANNIBAL, MO 63401-2371

Mortgage

Document Number0000000965,
DateApr 6, 2026
Instrument2026965
Lender
NameHNB NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 30, 2056
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMarion County
MunicipalityHannibal City
Unified School DistrictHannibal 60 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19.00 (+18.75%)$300 (+11.11%) Land $300$1,570 (+9.79%) Land $1,570
2023$16.00$270 Land $270$1,430 Land $1,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimMay 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANNIBAL PWS
serves 17,108 people · EPA ID MO2010344
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Aug 2023
Treatment failure
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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