2003 Spring Rose Ln, Matthews, NC 28104 Property Records

Union County property record for 2003 Spring Rose Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,659 sqft · built 2012
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2023)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045-221`

Property Details

APN / Parcel Number

Primary APN	`06-045-221`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,659 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2003 SPRING ROSE LN
City	MATTHEWS
State	NC
Zip	28104-8094
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#13 WESLEY CHASE OPCJ934
Legal Subdivision	WESLEY CHASE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2026
Census Tract	21021

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 SPRING ROSE LN, MATTHEWS, NC 28104-8094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	202328770
Deed Book / Page	8820 / 324
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 30, 2023
Property Address	2003 SPRING ROSE LN, WESLEY CHAPEL, NC 28104-8094
Document Number	0008820324
Book / Page	8820 / 324
Map Reference	CAB J FILE 934
Instrument Date	Nov 30, 2023
Instrument	28770
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2809 SHILOH UNITY RD, LANCASTER, SC 29720-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 SPRING ROSE LN, WESLEY CHAPEL, NC 28104-8094
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028771
Date	Nov 30, 2023
Instrument	28771

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,530.00 (+4.84%)	$724,800 (+37.4%) Land $145,400 Building $579,400	$724,800 (+37.4%) Land $145,400 Building $579,400
2023	$3,367.00	$527,500 Land $107,000 Building $420,500	$527,500 Land $107,000 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTWOOD FOREST MHP private · serves 375 people · EPA ID NC0160137
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Windstream DSL	100 / 20

May also be available: AT&T.

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