Union County property record for 2003 Sedgewick Rd, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,525 sqft · built 2007 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Aug 2021) |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021-383 |
| Primary APN | 07-021-383 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,525 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2003 SEDGEWICK RD |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #4 ANNANDALE MP1 OPCI917-919 OPCJ373 |
| Legal Subdivision | ANNANDALE |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20305 |
2003 Sedgewick Rd, a rural home, is owned and occupied by an individual who acquired it in August 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Aug 8, 2023 | Intrafamily Transfer, Transfer |
| Oct 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARLOTTE METRO FCU |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 29, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Mar 29, 2019 · Amount on File |
| Deed Document Number | 202141325 |
| Deed Book / Page | 8225 / 697 |
| Last Transfer Date | Aug 4, 2023 |
| Transfer Doc | 0008758869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0009293514 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 9293/514 |
| Instrument | 2186 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000887545 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 8875/45 |
| Instrument | 6561 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 8, 2023 |
| Property Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Document Number | 0008758869 |
| Book / Page | 8758 / 869 |
| Map Reference | CAB J FILE 373-375 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 19083 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Name | Verified Name |
|---|---|
| Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008585610 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 8585/610 |
| Instrument | 34580 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 31, 2021 |
| Property Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Document Number | 8225697 |
| Book / Page | 8225 / 697 |
| Map Reference | CAB J FL 373-375 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 41325 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 CORVUS ST, 204, SUMMERVILLE, SC 29483-8205 |
| Name | Verified Name |
|---|---|
| Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Document Number | 41326 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 41326 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 29, 2019 |
| Property Address | 2003 SEDGEWICK RD, INDIAN TRAIL, NC 28079-4703 |
| Document Number | 7340538 |
| Book / Page | 007340 / 000538 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 8118 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $878.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2003 SEDGEWICK RD INDIAN TRAIL NC 280794703, INDIAN TRAIL, NC 28079-4703 |
| Document Number | 7340541 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 007340/000541 |
| Instrument | 8119 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2049 |
The 2025 property tax bill for 2003 Sedgewick Rd was $4,186.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,500 (-) Land $99,400 Building $538,100 | $637,500 (-) Land $99,400 Building $538,100 | |
| 2025 | $4,186.00 | $637,500 Land $99,400 Building $538,100 | $637,500 Land $99,400 Building $538,100 |
| 2023 | $3,505.00 (+31.27%) | $422,500 (-) Land $59,600 Building $362,900 | $422,500 (-) Land $59,600 Building $362,900 |
| 2022 | $2,670.00 | $422,500 Land $59,600 Building $362,900 | $422,500 Land $59,600 Building $362,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2003 Sedgewick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2003 Sedgewick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures