2003 Sandy Bottom Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 2003 Sandy Bottom Rd, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1998
Lot Size	2.25 acres (98,054 sqft)
Owner	Individual Name on Record
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-(A)-L49A`

Property Details

APN / Parcel Number

Primary APN	`146-(A)-L49A`
Alternative APNs	`R33061` `33061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	2,130 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,054 sqft (2.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R33061
Street Address	2003 SANDY BOTTOM RD
City	ELKTON
State	VA
Zip	22827-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	WARKINS HOLLOW
Legal Subdivision	HOLLOW
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2048
Census Tract	10100

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2003 SANDY BOTTOM RD, ELKTON, VA 22827-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 27, 2019	Gift Deed, Transfer
Aug 27, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 3, 2019
Transfer Doc	005153/221
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	2003 SANDY BOTTOM RD, ELKTON, VA 22827-4117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4857/287
Date	Mar 17, 2017
Book Page	4857/287
Instrument	2017-00007486

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 27, 2019
Property Address	2003 SANDY BOTTOM RD, ELKTON, VA 22827-4117
Document Number	5153/221
Book / Page	5153 / 221
Instrument Date	Apr 3, 2019
Instrument	2019-20956
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 SANDY BOTTOM RD, ELKTON, VA 22827-4117

August 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 27, 2019
Property Address	2003 SANDY BOTTOM RD, ELKTON, VA 22827-4117
Document Number	5153/221
Book / Page	5153 / 221
Instrument Date	Apr 3, 2019
Instrument	2019-20956
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 SANDY BOTTOM RD, ELKTON, VA 22827-4117

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00 (-3.55%)	$280,420 (-0.63%) Land $54,400 Building $226,020	$280,420 (-0.63%) Land $54,400 Building $226,020
2025	$1,918.00	$282,200 Land $36,300 Building $245,900
2022			$282,200 Land $36,300 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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