2003 Ross St, Yankton, SD 57078 Property Records

Yankton County property record for 2003 Ross St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,040 sqft · built 1964
Lot Size0.227 acres (9,879 sqft)
OwnerIndividual Name on File
Tax Bill$2,444 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN78.850.002.160

Property Details

APN / Parcel Number

Primary APN78.850.002.160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area1,040 sqft
Finished Basement1,040 sqft
Unfinished Basement1,040 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialVinyl
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,879 sqft (0.227 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area1,040 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2003 ROSS ST
CityYANKTON
StateSD
Zip57078-1850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 BLK 2 VALLEY VIEW ESTATES
Legal SubdivisionVALLEY VIEW
Legal Block2
Legal Lot Number16
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group2
Census Block2007
Census Tract966200

Owner

2003 Ross St is owned and occupied by an individual.

Source: Yankton County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address2003 ROSS ST, YANKTON, SD 57078-1850
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
ELKHORN VALLEY BANK & TRUST
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORTRUST MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address2003 ROSS ST, YANKTON, SD 57078-1850
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 ROSS ST, YANKTON, SD 57078-1850

Mortgage

Document Number561/245
DateSep 27, 2021
Book Page561/245
Lender
NameELKHORN VALLEY BANK & TRUST
TypeBank
AddressNORFOLK, NE 68701
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address2003 ROSS ST, YANKTON, SD 57078-1850
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyYANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number551/121
DateJun 1, 2020
Book Page551/121
Lender
NameCORTRUST MORTGAGE
TypeMortgage Company
AddressSIOUX FALLS, SD 57105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2003 Ross St was $2,444.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,100 Land $17,100 Building $168,000$185,100 Land $17,100 Building $168,000
2025$2,444.00
2023$158,200 Land $17,100 Building $141,100
2022$2,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Ross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Ross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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