2003 Ramlow Pl, Saint Paul, MN 55116 Property Records

Ramsey County property record for 2003 Ramlow Pl, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,534 sqft · built 1952
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on File
Tax Bill$7,430 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-28-23-33-0181

Property Details

APN / Parcel Number

Primary APN16-28-23-33-0181
Alternative APNs
  • 8433931
  • 485330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1977
Architectural StyleBungalow
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number485330
Street Address2003 RAMLOW PL
CitySAINT PAUL
StateMN
Zip55116-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACK HOYS ADDITION LOT 27 BLK 2
Legal Range23
Legal Township28
Legal Section16
Legal SubdivisionJACK HOYS ADDITION
Legal Block2
Legal Lot Number27
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group5
Census Block5005
Census Tract37601

Owner

2003 Ramlow Pl is owned and occupied by an individual.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FEDERAL CREDIT UNION
Jun 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AFFINITY PLUS FCU
Jun 25, 2020Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
May 5, 2020Deed of Trust, Mortgage · Conventional with PMI
AMWEST FNDG CORP
Apr 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Recording DateApr 20, 2026
Property Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522
Document Number0005103003
Instrument DateMar 11, 2026
Instrument20265103003
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522

Mortgage

Document Number0005103003,
DateApr 20, 2026
Instrument20265103003
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 20, 2041
Interest
Rate TypeFixed Rate
Rate5.44%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04953318
DateJun 29, 2022
InstrumentA04953318
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueJun 20, 2037

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522
Document Number0004819733
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 RAMLOW PL ST PAUL MN 551162522, ST PAUL, MN 55116-2522

Mortgage

Document Number0004819733
DateJul 1, 2020
Instrument4819733
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 30, 2030
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522
Document Number0004810796
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 RAMLOW PL ST PAUL MN 551162522, ST PAUL, MN 55116-2522

Mortgage

Document Number0004810796
DateMay 12, 2020
Instrument4810796
Lender
NameAMWEST FNDG CORP
AddressBREA, CA 92821
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 11, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2003 RAMLOW PL, SAINT PAUL, MN 55116-2522
Document Number0004755796
Instrument DateApr 29, 2019
Transaction TypeMortgage
Record UpdatedMay 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 RAMLOW PL ST PAUL MN 551162522, ST PAUL, MN 55116-2522

Mortgage

Document Number0004755796
DateMay 10, 2019
Instrument4755796
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressST PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 9, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2003 Ramlow Pl was $7,430 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,600 Land $81,600 Building $367,000$448,600 Land $81,600 Building $367,000
2025$7,430.00
2023$5,252.00 Homeowner's exemption$412,100 Land $81,600 Building $330,500$412,100 Land $81,600 Building $330,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Ramlow Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2003 Ramlow Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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