2003 Petty Rd, Kingstown (Shelby), NC 28150 Property Records

Cleveland County property record for 2003 Petty Rd, Kingstown, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1977
Lot Size	0.509 acres (22,200 sqft)
Owner	Individual Name on Record
Tax Bill	$862 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32822`

Property Details

APN / Parcel Number

Primary APN	`32822`
Alternative APN	`1027380`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Finished Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Lot Area	22,200 sqft (0.509 acres)
Lot Dimensions	222 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	75 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1027380
Street Address	2003 PETTY RD
City	KINGSTOWN
State	NC
Zip	28150-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA3
Legal Description	#17 BLK C GOLDEN RIDGE PB12-13
Legal Subdivision	GOLDEN RIDGE
Legal Block	2
Legal Lot Number	21
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1007
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2003 PETTY RD, KINGSTOWN, NC 28150-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Sep 21, 2026
Property Address	2003 PETTY RD, KINGSTOWN, NC 28150-8827
Document Number	0200133770
Book / Page	1984 / 1981
Instrument Date	Sep 17, 2026
Instrument	2026200133770
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 PETTY RD, KINGSTOWN, NC 28150-8827

Mortgage

Document Number	0200133770,
Date	Sep 21, 2026
Book Page	1984/1981
Instrument	2026200133770

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kingstown Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$862.00 (+5.64%)	$82,247 (-) Land $10,735 Building $71,512	$82,247 (-) Land $10,735 Building $71,512
2025	$816.00	$82,247 (+83.73%) Land $10,735 Building $71,512	$82,247 (+83.73%) Land $10,735 Building $71,512
2023		$44,764 Land $6,780 Building $37,984	$44,764 Land $6,780 Building $37,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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