Marshall County property record for 2003 Pepper Ln, Benton, KY 42025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,685 sqft · built 1975 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (May 2018) |
| Tax Bill | $1,666 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0B-09-02-029 |
| Primary APN | 0B-09-02-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,685 sqft Living Area |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 1008170 |
|---|---|
| Street Address | 2003 PEPPER LN |
| City | BENTON |
| State | KY |
| Zip | 42025-7514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BILL HARRISON SUBDIVISION |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950400 |
Source: Marshall County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2003 PEPPER LN, BENTON, KY 42025-7514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 17, 2017 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| May 22, 2018 | Deed, Transfer · Line of Credit COMMUNITY FINANCIAL SERVICES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | May 17, 2017 · Amount on Record |
| Deed Document Number | 20181016955 |
| Deed Book / Page | 459 / 649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 2003 PEPPER LN, BENTON, KY 42025-7514 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | MTG981/106 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | MTG 981/106 |
| Instrument | 1038740 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL KY |
| Property Address | 2003 PEPPER LN, BENTON, KY 42025-7514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG860/111 |
|---|---|
| Date | May 17, 2017 |
| Book Page | MTG 860/111 |
| Instrument | 1010411 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Nov 16, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MARSHALL KY |
| Recording Date | May 22, 2018 |
| Property Address | 2003 PEPPER LN, BENTON, KY 42025-7514 |
| Document Number | DEED459/649 |
| Book / Page | DEED 459 / 649 |
| Map Reference | MB 4 PG 17 SL 203 |
| Instrument Date | May 18, 2018 |
| Instrument | 1016955 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 OAK SHADOW LN, 110, BENTON, KY 42025-5313 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 775 RALEIGH LAGRANGE DR, ROSSVILLE, TN 38066-3434 |
| Document Number | 1016971 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 1016971 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 19, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Benton City |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,666.00 (-5.29%) | $187,000 (-) Land $25,000 Building $162,000 | $187,000 (+2.75%) Land $25,000 Building $162,000 |
| 2023 | $1,759.00 | $187,000 | |
| 2022 | $182,000 Land $25,000 Building $157,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Jul 2016 · Severe Storm, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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