2003 Ocean Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 2003 Ocean Dr, #E, Emerald Isle, NC 28594

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,680 sqft · built 1983
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Jul 2021)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Jul 2021 Sale Sep 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6314.16.73.6879000`

Property Details

APN / Parcel Number

Primary APN	`6314.16.73.6879000`
Alternative APNs	`551280` `37498`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,680 sqft Heated Area
Gross Area	1,180 sqft
1st Floor Area	180 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	146 ft deep x 37 ft wide
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Deck Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	37498
Street Address	2003 OCEAN DR, E
City	EMERALD ISLE
State	NC
Zip	28594-6634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EAST UNIT DRIFT RIGHT IN TWNHM
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	73
Legal Unit	D
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3805 CAMDEN FALLS CT, GREENSBORO, NC 27410-2186
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	20211732305
Deed Book / Page	1732 / 305
Prior Transfer Date	Aug 10, 2019
Prior Transfer Doc	0016460150
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 30, 2021
Property Address	2003 OCEAN DR # E, E, EMERALD ISLE, NC 28594-6634
Document Number	0017320305
Book / Page	1732 / 305
Instrument Date	Jul 23, 2021
Instrument	1732305
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 SIMERVILLE RD, CHAPEL HILL, NC 27517-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 CAMDEN FALLS CT, GREENSBORO, NC 27410-2186

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	2003 OCEAN DR # E, E, EMERALD ISLE, NC 28594-6634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016480311
Date	Sep 9, 2019
Book Page	1648/311
Instrument	1648311

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$962,208 (-) Land $504,000 Building $458,208	$962,208 (-) Land $504,000 Building $458,208
2025	$3,819.00 (+62.3%)	$962,208 (+143.67%) Land $504,000 Building $458,208	$962,208 (+143.67%) Land $504,000 Building $458,208
2023		$394,889 Land $309,719 Building $85,170	$394,889 Land $309,719 Building $85,170
2022	$2,353.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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