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2003 Oak St, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 2003 Oak St, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,071 sqft · built 1965
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$885,000 (Apr 2025)
Tax Bill$7,181 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-08-50-*-1

Property Details

APN / Parcel Number

Primary APN28-38-08-50-*-1
Alternative APNs
  • 28-38-08-50-00000.0-0001.00
  • 2848382

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,071 sqft Living Area
Gross Area3,032 sqft
1st Floor Area2,071 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area500 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area461 sqft
Deck Area924 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848382
Street Address2003 OAK ST
CityMELBOURNE BEACH
StateFL
Zip32951-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionBEACH ESTATES LOT 1
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionBEACH ESTATES
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3010
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2003 OAK ST, MELBOURNE BEACH, FL 32951-2712
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Jul 6, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 6, 2017Warranty Deed, Transfer
SUPREME TITLE CLOSINGS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2025 · Amount on Record
Deed SaleApr 1, 2025 · Amount on Record
Prior SaleJul 6, 2020 · Amount on Record
Deed Document Number202563713
Deed Book / Page10299 / 899
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2003 OAK ST, MELBOURNE BEACH, FL 32951-2712
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 OAK ST, MELBOURNE, FL 32951-2712

Mortgage

Document Number0098462204
DateJul 26, 2023
Book Page9846/2204
Instrument2023157029
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 6, 2020
Property Address2003 OAK ST, MELBOURNE BEACH, FL 32951-2712
Document Number0087870149
Book / Page8787 / 149
Map ReferenceMB 19 PG 57
Instrument DateJun 26, 2020
Instrument2020142986
Transaction TypeTransfer
Record UpdatedJul 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2003 OAK ST, 2003, MELBOURNE BEACH, FL 32951-2712

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 OAK ST, MELBOURNE BEACH, FL 32951-2712

Mortgage

Document Number8787151
DateJul 6, 2020
Instrument8787/151
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 6, 2017
Property Address2003 OAK ST, MELBOURNE BEACH, FL 32951-2712
Document Number0079791420
Book / Page007979 / 001420
Instrument DateAug 31, 2017
Instrument188123
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
Tax$2,439.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2003 OAK ST MELBOURNE BEACH FL 329512712, MELBOURNE BEACH, FL 32951-2712

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$683,470 (+34.12%)$683,470 (-0.33%)
2025$7,181.00 (+5.22%) Homeowner's exemption$509,600 (+5.99%)$685,720 (+1.04%) Land $330,000 Building $355,720
2023$6,825.00 (+1.59%) Homeowner's exemption$480,820 (+3%)$678,660 (+7.71%) Land $330,000 Building $348,660
2022$6,718.00 Homeowner's exemption$466,820$630,080 Land $242,000 Building $388,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies118 units insured
incl. 27 condo units
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA22 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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