2003 Oak St, Granger, IA 50109 Property Records

Dallas County property record for 2003 Oak St, Granger, IA 50109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,442 sqft · built 2003
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2019)
Tax Bill	$4,760 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01-477-002`

Property Details

APN / Parcel Number

Primary APN	`08-01-477-002`
Alternative APNs	`000000801477002` `580000801477002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	590 sqft
Basement Area	666 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,400 sqft (0.216 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	44 sqft
Deck Area	100 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	580000801477002
Street Address	2003 OAK ST
City	GRANGER
State	IA
Zip	50109-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDCREST PLAT 1 LOT 17
Legal Range	26W
Legal Township	80N
Legal Section	01
Legal Subdivision	WINDCREST PLAT 1
Legal Tract	2019-15498
Legal Lot Number	17
Jurisdiction	DALLAS IA
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1081
Census Tract	50100

Owner

Source: Dallas County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16035 UPLAND AVE, WOODWARD, IA 50276-6255
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
Aug 27, 2019	Warranty Deed, Transfer · Conventional with PMI LAUNA SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Deed Book / Page	2019 / 15498
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	2003 OAK ST, GRANGER, IA 50109-7734
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000016190
Date	Oct 27, 2023
Book Page	2023/16190

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	POLK CITY, IA 50226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Aug 27, 2019
Property Address	2003 OAK ST, GRANGER, IA 50109-7734
Document Number	0000015498
Instrument Date	Aug 21, 2019
Instrument	15498
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2003 OAK ST GRANGER IA 501097734, GRANGER, IA 50109-7734

Mortgage

Document Number	15500
Date	Aug 27, 2019
Instrument	15500

Lender

Name	LAUNA SVGS BK
Address	POLK CITY, IA 50226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Municipality	Granger City
Unified School District	Woodward-Granger Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,640 (+4.51%) Land $65,000 Building $206,640	$271,640 (+4.51%) Land $65,000 Building $206,640
2024	$4,760.00 (+5.92%)
2023		$259,910 Land $55,000 Building $204,910	$259,910 Land $55,000 Building $204,910
2022	$4,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANGER MUNI WATER SUPPLY serves 1,654 people · EPA ID IA2537001
Water Source	Groundwater
Last State Inspection	May 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Huxley Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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