Greenup County property record for 2003 Oak St, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jan 2022) |
| Tax Bill | $425 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Nov 2021 Sale & Mortgage |
| APN | 183-10-11-036.00 |
| Primary APN | 183-10-11-036.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 896 sqft Living Area |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 47293 |
|---|---|
| Street Address | 2003 OAK ST |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWOOD 2ND ADD LT 81-82 |
| Legal Subdivision | WESTWOOD 2ND ADD |
| Legal Lot Number | 81-82 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40202 |
Source: Greenup County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2003 OAK ST, FLATWOODS, KY 41139-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 2, 2021 | Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Nov 2, 2021 · Amount on Record |
| Deed Document Number | 2022588247 |
| Deed Book / Page | 654 / 324 |
| Prior Transfer Date | Dec 30, 2008 |
| Prior Transfer Doc | 00D5500608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 2003 OAK ST, FLATWOODS, KY 41139-1633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2003 OAK ST, FLATWOODS, KY 41139-1633 |
| Document Number | 0000657052 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | M1085/168 |
| Instrument | 657052 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 5, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Nov 2, 2021 |
| Property Address | 2003 OAK ST, FLATWOODS, KY 41139-1633 |
| Document Number | 0000584820 |
| Book / Page | D652 / 387 |
| Map Reference | DB 550 PG 608 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 584820 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2603 JANET ST, FLATWOODS, KY 41139-1925 |
| Name | Verified Name |
|---|---|
| Address | 2003 OAK ST, FLATWOODS, KY 41139-1633 |
| Document Number | 0000584821 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 584821 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $425.00 (-7.81%) Homeowner's exemption | $75,500 (-) Land $15,000 Building $60,500 | $75,500 (-) Land $15,000 Building $60,500 |
| 2023 | $461.00 Homeowner's exemption | $75,500 Land $15,000 Building $60,500 | $75,500 Land $15,000 Building $60,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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