St. Louis County property record for 2003 Minnesota Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,130 sqft · built 1923 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,236 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3110-00130 |
| Primary APN | 010-3110-00130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,130 sqft Gross Area |
| 1st Floor Area | 738 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,000 sqft (0.183 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 732156 |
|---|---|
| Street Address | 2003 MINNESOTA AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 23 AND 25 SERIAL # |
| Legal Subdivision | MINNESOTA AVENUE LOWER DULUTH |
| Legal Lot Number | 23,25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2200 |
Source: St. Louis County assessment roll, APN 010-3110-00130, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2003 MINNESOTA AVE, DULUTH, MN 55802-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2002 |
| Transfer Doc | 0000881227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2003 MINNESOTA AVE, DULUTH, MN 55802-2438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001481961 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 1481961 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2003 MINNESOTA AVE, DULUTH, MN 55802-2438 |
| Document Number | 00A1387625 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2003 MINNESOTA AVE DULUTH MN 558022438, DULUTH, MN 55802-2438 |
| Document Number | 00A1387625 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | A1387625 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 10, 2030 |
Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,236.00 (+28.84%) Homeowner's exemption | ||
| 2025 | $4,840.00 (-0.49%) Homeowner's exemption | $464,500 (+31.74%) Land $150,200 Building $314,300 | $464,500 (+31.74%) Land $150,200 Building $314,300 |
| 2024 | $4,864.00 | $352,600 (+20.75%) Land $146,800 Building $205,800 | $352,600 (+20.75%) Land $146,800 Building $205,800 |
| 2022 | $292,000 Land $71,000 Building $221,000 | $292,000 Land $71,000 Building $221,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370022001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 64 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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