2003 Lovers Ln, Vinton, VA 24179 Property Records

Bedford County property record for 2003 Lovers Ln, Vinton, VA 24179

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,023 sqft · built 1952
Lot Size3.8 acres (165,528 sqft)
OwnerIndividual Name on File
Tax Bill$792 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN158 A 1

Property Details

APN / Parcel Number

Primary APN158 A 1
Alternative APNs
  • 15800000
  • 44306

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,023 sqft Living Area
1st Floor Area758 sqft
Basement Area758 sqft
Unfinished Basement758 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area165,528 sqft (3.8 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2003 LOVERS LN
CityVINTON
StateVA
Zip24179-5412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEAVER DAM TR 3
Legal SubdivisionBEAVER DAM
Legal Tract3
JurisdictionBEDFORD VA
Township / Civil Division1
Census Block Group2
Census Block2013
Census Tract30603

Owner

2003 Lovers Ln is owned and occupied by an individual.

Source: Bedford County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2003 LOVERS LN, VINTON, VA 24179-5412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
PINNACLE BANK
Nov 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Recording DateApr 28, 2026
Property Address2003 LOVERS LN, VINTON, VA 24179-5412
Document Number0000003717
Instrument DateApr 14, 2026
Instrument20263717
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 LOVERS LN, VINTON, VA 24179-5412
InvestorPossibly a Property Investor

Mortgage

Document Number0000003717,
DateApr 28, 2026
Instrument20263717
Lender
NamePINNACLE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 14, 2046
Interest
Rate6.22%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address2003 LOVERS LN, VINTON, VA 24179-5412
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210016212
DateNov 15, 2021
Instrument210016212
Lender
NameTRUIST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2003 Lovers Ln was $792.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$792.00$193,300 Land $54,000 Building $139,300
2023$792.00 Additional exemption filed$96,650$193,300 Land $54,000 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Lovers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Lovers Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: ZiTEL.

Nearby Properties on Lovers Ln

Nearby Streets

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