2003 Harbert Ave, Memphis, TN 38104 Property Records

Shelby County property record for 2003 Harbert Ave, Memphis, TN 38104

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,683 sqft · built 1912
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Jun 2023)
Tax Bill$1,892 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-0022-0-0003

Property Details

APN / Parcel Number

Primary APN03-0022-0-0003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,683 sqft Living Area
Gross Area1,891 sqft
1st Floor Area1,683 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions180 ft deep x 50 ft wide

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area568 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2003 HARBERT AVE
CityMEMPHIS
StateTN
Zip38104-5329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSS HARBERT
Legal SubdivisionHIGBEE HEIGHTS
Legal Lot Number128
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group1
Census Block1009
Census Tract3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Idlewild Historic District
listed 1999 · 350 contributing resources · NRIS 99000278

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2003 HARBERT AVE, MEMPHIS, TN 38104-5329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Jun 15, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2023 · Amount on Record
Deed SaleJun 8, 2023 · Amount on Record
Prior SaleNov 15, 2004 · Amount on Record
Deed Document Number202345196
Prior Transfer DateSep 3, 2010
Prior Transfer Doc0000093190
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 8, 2023
Property Address2003 HARBERT AVE, MEMPHIS, TN 38104-5329
Document Number0023045196
Instrument DateMay 22, 2023
Instrument23045196
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyEXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 HARBERT AVE, MEMPHIS, TN 38104-5329

Mortgage

Document Number0023045197
DateJun 8, 2023
Instrument23045197
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2003 HARBERT AVE, MEMPHIS, TN 38104-5329
Document Number0000064063
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 HARBERT AVE MEMPHIS TN 381045329, MEMPHIS, TN 38104-5329

Mortgage

Document Number0000064063
DateJun 26, 2017
Instrument64063
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,892.00 (-54.93%)$70,350 (+2.07%) Land $22,400 Building $47,950$281,400 (+2.07%) Land $89,600 Building $191,800
2023$68,925 Land $16,575 Building $52,350
2022$4,198.00
2021$275,700 Land $66,300 Building $209,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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