2003 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2003 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jan 2021)
Tax Bill	$1,976 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-022-015-00`

Property Details

APN / Parcel Number

Primary APN	`017-022-015-00`

Interior

Flooring	Carpet

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	2003 GRAY RD
City	LAPEER
State	MI
Zip	48446-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 T8N R9E, OREGON TOWNSHIP, LAPEER COUNTY, MI; S 360 FT OF E 360 FT OF SE 1/4. 2.98 A.
Legal Range	09E
Legal Township	08N
Legal Section	22
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2004
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-022-015-00

Assessment roll updated August 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2003 GRAY RD, LAPEER, MI 48446-8903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage DORT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Book / Page	3168 / 845
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0031680845
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2003 GRAY RD, LAPEER, MI 48446-8903
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 GRAY RD, LAPEER, MI 48446-8903

Mortgage

Document Number	0033820092
Date	Dec 26, 2023
Book Page	3382/92

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	9048 HOLLY ROAD, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 25, 2021
Property Address	2003 GRAY RD, LAPEER, MI 48446-8903
Document Number	0031680845
Book / Page	3168 / 845
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 GRAY RD, LAPEER, MI 48446-8903

Mortgage

Document Number	0003168847
Date	Jan 25, 2021
Instrument	3168/847

Lender

Name	DORT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,100 (+18.8%)	$312,200 (+18.8%)
2024	$1,976.00 (+10.14%)
2023		$131,400	$262,800
2022	$1,794.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 34 locations within half a mile of this property.

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