Brevard County property record for 2003 Garner Ave, Melbourne, FL 32935 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,113 sqft · built 1960 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jul 2017) |
| Tax Bill | $116 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-20-50-G-3 |
| Primary APN | 27-37-20-50-G-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| Gross Area | 1,439 sqft |
| 1st Floor Area | 1,113 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 71.1 ft wide |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Porch | Florida Room |
| Porch Area | 326 sqft |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2723386 |
|---|---|
| Street Address | 2003 GARNER AVE |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-3949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWE GARDENS SEC K 1 LOT 3 BLK G |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | BOWE GARDENS SEC K 1 |
| Legal Block | G |
| Legal Lot Number | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 64400 |
Source: Brevard County records · APN 27-37-20-50-G-3
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 13, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 29, 2023 | Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC |
| Oct 07, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC |
| Sep 04, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 06, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 26, 2017 | Warranty Deed, Transfer · VA Mortgage EVERETT FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on Record |
| Deed Sale | Jul 26, 2017 · Amount on Record |
| Prior Sale | Aug 30, 2016 |
| Deed Document Number | 2017155737 |
| Prior Transfer Date | Jul 15, 2016 |
| Prior Transfer Doc | 0076971624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Document Number | 0090890012 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 9089/12 |
| Instrument | 2021097003 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT CO |
| Name | Verified Name |
|---|---|
| Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Document Number | 0093842713 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 9384/2713 |
| Instrument | 2022010499 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Document Number | 0099410398 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 9941/398 |
| Instrument | 2023250015 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Document Number | 0101722466 |
|---|---|
| Date | Oct 07, 2024 |
| Book Page | 10172/2466 |
| Instrument | 2024201643 |
| Name | UNITED LENDING TEAM LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0082540910 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 8254/0910 |
| Instrument | 2018199023 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0086292499 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 8629/2499 |
| Instrument | 2020001980 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 26, 2017 |
| Property Address | 2003 GARNER AVE, MELBOURNE, FL 32935-3949 |
| Document Number | 0079451783 |
| Book / Page | 007945 / 001783 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 155737 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 GARNER AVE MELBOURNE FL 329353949, MELBOURNE, FL 32935-3949 |
| Document Number | 79451784 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 007945/001784 |
| Instrument | 155738 |
| Name | EVERETT FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,950 (+2.69%) | $179,310 (-9.38%) | |
| 2025 | $116.00 (+2.65%) Veteran's exemption | $118,750 (+5.98%) | $197,870 (+2.7%) |
| 2024 | $113.00 (+2.73%) | ||
| 2023 | $110.00 (+3.77%) Disabled Person's exemption Veteran's exemption | $112,050 (+3%) | $192,660 (+17.58%) Land $70,000 Building $122,660 |
| 2022 | $106.00 Disabled Person's exemption Veteran's exemption | $108,790 | $163,860 Land $70,000 Building $93,860 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090644002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force 29 of 33 on primary residences |
| Nearby Flood Claims | 21 (1995–2017) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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